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42 Riverlawn Dr, Wayne, NJ, 07470

3beds
2baths
2,970sqft
$490,000
$165price/sqft
$3,844/moest. monthly cost
$153,760/yrincome needed

About This Home

11 year old, 2,200 sq ft single-family home featuring 3 spacious bedrooms and 2 full bathrooms. Ground floor has infrastructure in place to install a 3rd full bathroom. Built in 2014 on an elevated foundation, the home offers impressive 10-foot ceilings on the ground floor. that allows use as a garage and multi-purpose space. Set on a 0.3-acre lot with scenic river and park views, this home provides both comfort and serenity. Interior finishes include a mix of hardwood, tile, carpet, and vinyl flooring, along with a partially finished ground floor offering versatile space. The kitchen is equipped with modern appliances including a refrigerator, range/oven, microwave, dishwasher, and garbage disposal. Enjoy year-round comfort with forced air and electric heating, complemented by central air conditioning. The home's exterior features low-maintenance vinyl siding and a durable asphalt roof. Ideally located near major highways, shopping malls, and less than 30 minutes from New York City, this property offers the perfect balance of convenience and tranquility. The current owner pays approximately $2,200 annually for flood insurance. Home built to exceed current flood guidelines. Storage shed as-is. Seller will not issue a credit, repair, or remove shed. FHA loans may not qualify as this property is zoned as non-conforming in a highway commercial zone. Property comes with 12 month home warranty!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Wayne Valley High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Disposal,Dryer,Instant Hot Water,Range/Oven-Electric,Refrigerator,See Remarks,Washer,Electric Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathroom,Rec Room
  • Window features: Blinds
  • Flooring: Carpet,Tile,Vinyl-Linoleum

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Electric
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 2,970
  • Total interior livable area: 2,970 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 180

Living Room

  • Level: First
  • Area: 285

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2514002100000000040000

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: .201 AC

Parking

  • Total spaces: 5
  • Parking features: 2 Car Width,Asphalt,Off Street,Attached Garage,Converted Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$118$1,416
Property Taxes $922$11,064
Electricity $327$3,928
Total$3,844$46,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,794/yr
40% on housing$115,320/yr
45% on housing$102,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 07470$366
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07470$376
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$499,000
2025-09-10Contingent$499,000
2025-09-08Pending sale$499,000
2025-09-06Contingent$499,000
2025-09-06Pending sale$499,000
2025-07-23Price change$499,000
2025-06-10Listed for sale$530,000
2025-05-27Listing removed--
2025-05-01Listed for sale$535,000
2024-12-21Listing removed$500,000
2024-12-18Listed for sale$500,000
2024-06-30Listing removed$500,000
2024-06-03Price change$500,000
2024-05-22Listed for sale$549,000
2024-05-17Listing removed--
2024-03-09Listed for sale$579,000
2023-11-19Listing removed--
2023-08-20Listed for sale$614,600
2021-12-10Listing removed--
2021-11-26Listed for sale$524,000
2013-03-18Sold$106,000
2007-12-19Sold$55,000
2007-11-16Listed for sale$79,900
2001-12-20Sold$85,000

For Sale by Agent

AgentJohn Johnson Iii
BrokerageExit Platinum Realty

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