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421 Riverside Dr, Wayne, NJ, 07470

2beds
1baths
--sqft
$235,000
--price/sqft
$1,879/moest. monthly cost
$75,160/yrincome needed

About This Home

This cozy, 800 sq. ft. house sits nestled along a tranquil riverbank, blending harmoniously with its natural surroundings. It needs love and care. The exterior features a small inviting front porch, perfect for enjoying morning coffee while listening to the gentle flow of the water. Breathtaking views of the river and flood the interior with natural light. Inside, floor plan combines the living, dining, and kitchen areas into a welcoming space with warm, rustic charm.The compact kitchen features appliances The house includes one main bedroom with a peaceful view of the river and a second smaller room that can serve as a guest bedroom or office. Outdoors, backyard offering a serene spot to fish, read, or simply unwind. Surrounded by lush greenery, this riverside retreat is ideal for anyone seeking simplicity and a strong connection to nature. Great opportunity for first time home buyers. AS IS SALE ONLY

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
Wayne Valley High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven-Gas,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Bathroom

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Window Unit(s)

Kitchen

  • Features: Not Eat-In Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2514002140000000030000

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: .174 AC

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$56$672
Property Taxes $442$5,304
Electricity $193$2,318
Total$1,879$22,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,422/yr
40% on housing$56,370/yr
45% on housing$50,106/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07470$366
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07470$376
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$235,000
2025-06-14Listing removed$275,000
2024-12-13Listed for sale$275,000
2013-03-02Listing removed$1,200
2012-12-03Price change$1,200
2012-10-23Listed for rent$1,600
2012-01-25Sold$50,000

For Sale by Agent

AgentNevil Kalkan
BrokerageKeller Williams City Views Realty

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