419 Ratzer Rd, Wayne, NJ, 07470
About This Home
This home is designed for everyday living and effortless entertaining. A bright living room welcomes you with a modern fireplace and flooded with natural light. Porcelain tile floors flowing seamlessly into the formal dining room. At the heart of the home, the oversized eat-in kitchen delivers with a center island, island and access to a Trex deck your go-to spot for summer barbecues and al fresco dining. The main level offers four spacious bedrooms, thoughtfully split for privacy, along with two full baths. Downstairs, the fully finished walkout basement expands your living space with a family room, dedicated office, ample storage, and a third full upgraded bath. Outside, the level, fenced yard offers room to play, garden, or simply unwind on the patio. A two-car detached garage and a driveway that ensures parking is never an issue. Ready for your next chapter? There are town approved plans to expand which you can see on the last photo & plans for a subdivision not yet submitted to the town. The possibilities are endless!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2022
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Gas Cooktop,Induction Cooktop,Dishwasher,Dryer,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
Basement
- Features: Bath Main, Family Room, Office
Basement
- Has basement: Yes
- Basement: Yes,Finished,Walk-Out Access
Bedroom1
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Formal Dining Room
- Level: First
Family Room
- Level: First
Features
- Bedroom/Office
- Window features: Drapes,Shades,Skylight(s)
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard - Hotwater,Natural Gas
- Cooling features: 1 Unit
Interior Area
- Total structure area: 2,086
- Total interior livable area: 2,086 sqft
Kitchen
- Features: Breakfast Bar,Kitchen Island,Eat-in Kitchen
Property
Details
- Parcel number: 2514023200000000240000
- Zoning description: R-B
- Exclusions: Gazebo,Light Fixtures
Features
- Patio & porch: Deck
Lot
- Lot size: 0.58 Acres
- Features: Wooded
- Lot size dimensions: .5787 AC
Parking
- Total spaces: 8
- Parking features: 2 Car Width,Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $1,693 | $20,316 |
| Electricity | $229 | $2,759 |
| Total | $6,683 | $80,196 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $899,000 |
| 2025-09-09 | Listing removed | $950,000 |
| 2025-05-21 | Price change | $950,000 |
| 2025-05-18 | Listed for sale | $2,300,000 |
| 2024-12-07 | Listing removed | $4,500 |
| 2024-10-16 | Listed for rent | $4,500 |
| 2024-10-01 | Listing removed | $4,500 |
| 2024-09-04 | Price change | $4,500 |
| 2024-08-23 | Listed for rent | $5,000 |
| 2024-04-05 | Listing removed | -- |
| 2023-12-27 | Price change | $4,000 |
| 2023-12-11 | Price change | $5,500 |
| 2023-11-09 | Listed for rent | $4,500 |
| 2023-11-01 | Listing removed | -- |
| 2023-10-16 | Listed for rent | $2,850 |
| 2023-10-08 | Listing removed | -- |
| 2023-09-10 | Listed for rent | $2,850 |
| 2023-08-23 | Listing removed | $849,000 |
| 2023-05-30 | Price change | $849,000 |
| 2023-03-28 | Listed for sale | $749,000 |
| 2023-02-24 | Listing removed | -- |
| 2023-01-31 | Price change | $825,000 |
| 2023-01-25 | Price change | $849,000 |
| 2023-01-15 | Price change | $874,000 |
| 2022-12-04 | Listed for sale | $899,000 |
| 2021-08-27 | Sold | $650,000 |
| 1998-08-25 | Sold | $150,000 |
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