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31 Surrey Dr, Wayne, NJ, 07470

4beds
3baths
1,814sqft
$849,000
$468price/sqft
$6,294/moest. monthly cost
$251,760/yrincome needed

About This Home

Experience spectacular sunsets from the expansive deck of this gorgeous ranch. The first floor features a large living room with a beautiful bay window and cozy fireplace, flowing seamlessly into the dining room with double sliding glass doors that open to the deck, perfect for indoor and outdoor entertaining. The eat-in kitchen offers a center island, stunning white cabinetry, granite countertops, and stainless steel appliances with a side door for convenient access to the driveway. The primary suite includes a private full bath, while three additional generously sized bedrooms share a second full bathroom. The walk-out lower level features a quaint family room with a second fireplace with direct access to the backyard, where you'll find a six-person sauna set on custom-designed paver patios with attractive outdoor lighting, creating a relaxing retreat. What truly sets this home apart are two exceptional bonus rooms. One, previously used as a private office, includes its own full bathroom. The other is an oversized workshop featuring electrical outlets lining the walls, providing the perfect space for woodworking, hobbies, crafts, or creative projects. Easy commutes to NYC.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
7/10
Wayne Hills High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Washer,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Walk-Out Access

Bedroom1

  • Level: First
  • Area: 224

Bedroom2

  • Level: First
  • Area: 143

Bedroom3

  • Level: First
  • Area: 120

Bedroom4

  • Level: First
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Living/Dining Combo
  • Level: First
  • Area: 180

Family Room

  • Level: Ground

Features

  • Office,Workshop,Walkout
  • Window features: Blinds
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,814
  • Total interior livable area: 1,814 sqft

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen
  • Level: First
  • Area: 238

Living Room

  • Level: First
  • Area: 286

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2514033050000000230000

Features

  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Mountain(s),Skyline

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: .346 AC

Parking

  • Total spaces: 6
  • Parking features: 2 Car Width,Asphalt,Attached Garage,Garage Door Opener,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$204$2,448
Property Taxes $1,598$19,176
Electricity $199$2,399
Total$6,294$75,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,794/yr
40% on housing$188,820/yr
45% on housing$167,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$468This listing

vs Other Active Listings

Avg $/sqft

ZIP 07470$362
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07470$376
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$849,000
2026-08-03Listed for sale$849,000
2023-06-29Listing removed--
2021-06-17Sold$550,000
2021-04-30Listed for sale$498,000
2015-06-30Listing removed$499,000
2015-04-04Listed for sale$499,000
2015-01-01Listing removed$529,000
2014-10-04Price change$529,000
2014-07-17Listed for sale$549,000
AgentAllison Vitella
BrokerageHOWARD HANNA | RAND REALTY

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