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42 Goldfinch Ln, Hewitt, NJ, 07421

4beds
3baths
2,688sqft
$599,000
$223price/sqft
$4,643/moest. monthly cost
$185,720/yrincome needed

About This Home

Enjoy the benefits of an energy efficient home with consistently reasonable electric bills. Current electric bills average just $180-$220 a month in the summer months. With nearly half an acre, this property offers the perfect blend of nature, recreation, and opportunity. Enjoy year-round outdoor adventures with easy access to nearby Waywayanda State Park, with over 60 miles of trails and a 255-acre lake for hiking, biking, snowmobiling, cross-country skiing, fishing, & more. Mountain Creek Resort is also just a short drive away, offering skiing, snowboarding, a water park, & mountain biking. Lookover Lake has a private beach, fishing, & social events. The recently painted exterior gives this home fantastic curb appeal & second-floor deck provides an even more spectacular stunning lake view. An oversized rear carport with numerous storage areas provides plenty of room for all your outdoor gear and recreational toys. Brand-new 6-inch gutters, leaders, leaf guards & roof with 15-year warranty offers added peace of mind for years to come. This unique 4 bedroom 3 full bath home has a mother/daughter-style layout, offering space for extended living arrangements, guests, or additional privacy. This home can be owner occupied or an investment opportunity. Centrally located in a beautiful lake community with nearby access to shopping & dining. Lake living, mountain adventures, and unforgettable million-dollar views. Come experience it for yourself. You don't want to miss this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
MacOpin Middle SchoolGrades 6-85.3 mi
5/10
West Milford High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Lakestyle,Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven-Electric,Refrigerator,Washer/Dryer Stacked,Water Softener Owned,Electric Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second

Family Room

  • Level: First

Features

  • In-Law Floorplan
  • Flooring: Laminate,Vinyl-Linoleum,Wood
  • Number of fireplaces: 2
  • Fireplace features: Insert,See Remarks
  • Fireplace: Yes

Heating

  • Heating features: 1 Unit,Gas-Propane Leased

Interior Area

  • Total structure area: 2,688
  • Total interior livable area: 2,688 sqft

Kitchen

  • Features: Eat-in Kitchen,Second Kitchen
  • Level: Second

Living Room

  • Level: Second

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2515002010000000120000
  • Exclusions: personal items

Features

  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.48 Acres
  • Features: Level
  • Lot size dimensions: .480 AC

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Additional Parking,Asphalt,Shared Driveway,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$191$2,292
Property Taxes $1,128$13,536
Electricity $296$3,555
Total$4,643$55,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,188/yr
40% on housing$139,290/yr
45% on housing$123,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 07421$341
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07421$344
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Listed for sale$599,000
2013-08-05Sold$240,000
2013-05-15Listed for sale$255,000
2001-01-23Sold$233,000

For Sale by Agent

AgentJudith Meghnagi
BrokerageExp Realty, Llc

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