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91 Goldfinch Ln, Hewitt, NJ, 07421

2beds
2baths
--sqft
$455,000
--price/sqft
$3,494/moest. monthly cost
$139,760/yrincome needed

About This Home

Renovated Lakefront Home in West Milford " Move-In Ready! Experience year-round lakefront living in this beautifully updated split-level home located in the peaceful Lake Lookover community. Perfect as a full-time residence or weekend retreat, this move-in-ready home offers comfort, style, and a stunning waterfront setting. The updated eat-in kitchen features granite countertops, stainless steel appliances, tile flooring, and a stylish backsplash. Wood floors enhance two spacious bedrooms, while a flexible den offers the perfect space for a third bedroom, home office, or guest room. Two full bathrooms, including one recently updated, add everyday convenience. The inviting family room showcases a brick fireplace with a wood-burning insert, creating the perfect gathering space in every season. Enjoy spectacular lake views from the expansive deck or relax on the ground-level patio. Situated on nearly half an acre of lakefront property, the home also offers a storage shed and a circular driveway with plenty of parking. Conveniently located near restaurants, golf courses, hiking, ski resorts, and the Warwick Drive-In Theatre, this home offers the ideal blend of peaceful waterfront living and year-round recreation. Don't miss this rare opportunity to own a renovated lakefront home in desirable West Milford! ROOF, SEPTIC, BOILER AND WATER EQUIPMENT ALL LESS THEN 10 YRS OLD!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
MacOpin Middle SchoolGrades 6-85.1 mi
5/10
West Milford High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Wood Shingle

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Lakestyle
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven-Gas,Refrigerator,Water Heater From Furnace

Basement

  • Features: Office, Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Walk-Out Access

Bedroom1

  • Level: Second
  • Area: 143

Bedroom2

  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Office,Workshop,Den,Walkout
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Recreation Room
  • Fireplace: Yes

Heating

  • Heating features: Baseboard - Hotwater,Gas-Propane Leased

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 187

Living Room

  • Level: First
  • Area: 209

Property

Details

  • Parcel number: 2515002020000000150000

Features

  • Levels: Multi/Split,Split Level
  • Patio & porch: Deck,Open Porch(es),Patio
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.45 Acres
  • Features: Corner Lot
  • Lot size dimensions: .445 AC

Parking

  • Total spaces: 6
  • Parking features: Circular Driveway,Off Street,See Remarks,Attached Carport
  • Uncovered spaces: 6
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$145$1,740
Property Taxes $856$10,272
Electricity $193$2,318
Total$3,494$41,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,794/yr
40% on housing$104,820/yr
45% on housing$93,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07421$340
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07421$344
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$435,000
2026-07-29Listed for sale$455,000
2017-12-18Sold$257,000
2017-09-20Pending sale$274,900
2017-09-06Listed for sale$274,900
2017-01-16Sold$89,900
2016-12-22Pending sale$89,900
2016-11-23Price change$89,900
2016-10-26Price change$99,900
2016-09-04Price change$109,900
2016-07-27Listed for sale$119,900
2005-07-19Sold$999

For Sale by Agent

AgentAnthony Cheff
BrokerageC-21 Crest Real Estate, Inc.

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