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3 Riverside Rd, Hewitt, NJ, 07421

2beds
1baths
--sqft
$249,000
--price/sqft
$1,999/moest. monthly cost
$79,960/yrincome needed

About This Home

Cozy Upper Greenwood Lake Investment Property! Charming 2-Bedroom Cottage just a block from the beach and clubhouse! Enjoy the tranquil setting with a large yard backing to a stream perfect for entertaining or relaxing outdoors. Currently tenant-occupied with a 2-year lease, this property offers immediate rental income and excellent investment potential. Don't miss your chance to own a slice of lake community living schedule your showing today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
MacOpin Middle SchoolGrades 6-87.6 mi
5/10
West Milford High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Storage Room, Utility Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished,Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bathroom,Bath Main,Den,Kitchen,Living Room

Heating & Cooling

  • Heating features: 1 Unit,Oil Tank Above Ground - Outside
  • Cooling features: Ceiling Fan(s)

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2515024010000000020000

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View
  • Waterfront features: Stream,Lake Privileges

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: .138 AC

Parking

  • Parking features: Driveway-Exclusive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$79$948
Property Taxes $468$5,616
Electricity $193$2,318
Total$1,999$23,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,537/yr
40% on housing$59,970/yr
45% on housing$53,306/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07421$344
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07421$344
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-07Listed for sale$249,000
2022-10-13Sold$180,000
2022-09-13Contingent$184,900
2022-06-02Pending sale$184,900
2022-05-31Contingent$184,900
2022-03-17Price change$184,900
2022-01-12Price change$189,900
2021-12-21Listed for sale$179,900
2020-10-22Listing removed$1,500
2020-10-10Listed for rent$1,500
2020-10-10Listing removed$185,000
2020-10-01Price change$185,000
2020-08-11Listed for sale$174,900
2020-01-24Listing removed$1,400
2019-12-04Listed for rent$1,400
2013-06-01Listing removed$1,150
2013-05-01Price change$1,150
2013-03-02Listed for rent$1,250
2006-12-06Sold$145,000

For Sale by Agent

AgentJames Baczewski
BrokerageWerner Realty

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