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199 Lake Shore Dr, Hewitt, NJ, 07421

3beds
2baths
--sqft
$550,000
--price/sqft
$4,185/moest. monthly cost
$167,400/yrincome needed

About This Home

Lakefront Opportunity! Ready to renovate, offering approximately 3,000 square feet of living space and exceptional views of Upper Greenwood Lake.Rare opportunity to own a true lakefront property with direct water access. This home presents incredible potential to create a custom retreat, with many major improvements already completed. Recent upgrades include a new roof (1 year old), septic system, well pump and tank, and water heater, providing peace of mind for key components.The main level features high ceilings and hardwood flooring throughout, creating warmth and continuity across the living spaces. The lower level offers walk-out access to the lake, providing a seamless connection to the outdoors. A wall of windows along the lakeside fills the space with natural light and captures beautiful water views.The layout offers a natural flow, ideal for both everyday living and entertaining. Situated on a corner lot, the property includes ample parking with a front driveway, a private side driveway, and an attached two-car garage.The home features 3 bedrooms and 2 full bathrooms. The primary suite includes an additional lakeside room with expansive windows and a spiral staircase leading to a large bonus space, creating a flexible and unique living area.With its premier waterfront location, generous square footage, and key structural updates already in place, this property offers a rare opportunity to design and finish a true lakefront home to your vision.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
MacOpin Middle SchoolGrades 6-86.8 mi
5/10
West Milford High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range/Oven-Electric,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Ground

Features

  • Bathroom,Storage Room,Office,Walkout
  • Window features: Skylight(s)
  • Flooring: See Remarks,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Stove-Freestanding
  • Fireplace: Yes

Heating

  • Heating features: Baseboard - Electric,Electric

Kitchen

  • Features: Separate Dining Area
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2515027020000000030000
  • Zoning description: residential

Features

  • Patio & porch: Deck
  • Exterior features: Dock,Sidewalk
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Irregular Lot
  • Lot size dimensions: .321 AC

Parking

  • Total spaces: 6
  • Parking features: 2 Car Width,Asphalt,Driveway-Exclusive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$176$2,112
Property Taxes $1,035$12,420
Electricity $193$2,318
Total$4,185$50,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,485/yr
40% on housing$125,550/yr
45% on housing$111,600/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07421$339
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07421$344
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$550,000
2026-04-08Listed for sale$625,000
2020-01-08Listing removed--
2019-08-31Price change$281,634
2019-08-29Price change$281,788
2019-08-27Price change$281,655
2019-08-26Price change$281,746
2019-08-22Price change$281,152
2019-08-21Price change$281,114
2019-08-20Price change$280,631
2019-08-19Price change$280,663
2019-08-17Price change$280,870
2019-08-15Price change$280,954
2019-08-11Price change$281,153
2019-08-10Price change$280,768
2019-08-07Price change$280,079
2019-08-05Price change$280,106
2019-07-24Price change$279,290
2019-07-22Price change$278,877
2019-07-20Price change$278,623
2019-07-17Price change$278,638
2019-07-15Price change$277,721
2019-07-11Price change$277,204
2019-07-10Price change$277,537
2019-07-09Listed for sale$277,651
2014-12-17Sold$175,000
2013-09-27Sold$516,467
2005-03-29Sold$440,000
1997-08-28Sold$240,000

For Sale by Agent

AgentBarbara Pagella
BrokerageColdwell Banker Realty

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