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16 Shephard Rd, Hewitt, NJ, 07421

5beds
5baths
--sqft
$990,000
--price/sqft
$7,379/moest. monthly cost
$295,160/yrincome needed

About This Home

EXPERIENCE a year-round LAKE LIFESTYLE with a PRIVATE DOCK ON GREENWOOD LAKE's east shore while living in this BEAUTIFUL 5 BR/4.5 BA ESTATE-LIKE HOME. Nestled in the private AWOSTING LAKE COMMUNITY, and just 15 MI TO BERGEN CTY, this has it all! You have to love the original 1920s stone fireplace in the large living room with bay window that captures BREATHTAKING SUNSET VIEWS. Enjoy this view from many other rooms. Designed for those who love to entertain, the home features a CHEF-GRADE GOURMET KITCHEN with expansive island & a BANQUET DINING ROOM for holiday gatherings. The GRAND GATHERING ROOM offers ample space to gather, and the home's true secret lies in its PRIVATE REAR LIVING space. This versatile wing includes a dedicated den/game room and a SECLUDED 2ND FLOOR BR/STUDIO complete with its own full bath and laundry the perfect setup for an in-law suite, home office, music/art studio, or guest retreat. The main house's second floor hosts a LUXURIOUS PRIMARY SUITE with an ensuite bath and laundry, alongside three additional bedrooms, a hall bath, and a WALK-UP ATTIC. Perhaps the most coveted feature of all: this property conveys its own PERSONAL LAKEFRONT DOCK, your private gateway to the waters of Greenwood Lake. The rear yard is fully fenced & lawn is expansive leading to an ideal 2-car garage with 2nd floor room. This is a SMART-GREEN HOME, both Tech-Enabled & Solar-Powered! Why wait for the weekend? MAKE EVERY DAY AN ESCAPE.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
4/10
MacOpin Middle SchoolGrades 6-85.7 mi
5/10
West Milford High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2003

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Generator-Built-In,Range/Oven-Gas,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Laundry Room,Level 2

Basement

  • Features: Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Game Room
  • Flooring: Carpet,Laminate,Stone,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Oil Tank Above Ground - Inside
  • Cooling features: Central Air

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2515040150000000010000
  • Other equipment: Generator-Built-In
  • Exclusions: Personal Items

Features

  • Patio & porch: Deck
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot
  • Lot size dimensions: .330 AC

Parking

  • Total spaces: 5
  • Parking features: 2 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$317$3,804
Property Taxes $1,864$22,368
Electricity $193$2,318
Total$7,379$88,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,994/yr
40% on housing$221,370/yr
45% on housing$196,773/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07421$332
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07421$344
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$990,000
2021-12-17Sold$656,000
2021-09-15Price change$674,900
2021-07-30Listed for sale$699,900
2001-08-29Sold$355,000

For Sale by Agent

AgentSheri Vanhouten-marino
BrokerageKeller Williams Valley Realty

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