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5320 Richmond Rd, West Milford, NJ, 07480

1beds
1baths
--sqft
$197,000
--price/sqft
$1,614/moest. monthly cost
$64,560/yrincome needed

About This Home

Welcome to easy, carefree living in the sought-after Bald Eagle Commons active adult community! This bright and sunny 1-bedroom, 1-bath condo offers a perfect blend of comfort and convenience, ideal for those looking to enjoy a low-maintenance lifestyle. Step inside to find a well-maintained interior featuring a spacious living area filled with natural light. The kitchen is equipped with classic oak cabinetry and ample space for everyday cooking. Additional highlights include a newer hot water heater and an in-unit stackable washer and dryer for added ease and functionality. Enjoy resort-style amenities right at your doorstep, including a heated in-ground pool, tennis courts, a fully equipped fitness center, and an active clubhouse offering a variety of social activities. Conveniently located parking near the side entrance and plenty of guest parking make hosting friends and family effortless. Perfectly situated close to shopping, dining, and everyday essentials, this immaculate condo is move-in ready and waiting for its next owner to experience the vibrant Bald Eagle lifestyle.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
4/10
MacOpin Middle SchoolGrades 6-83.2 mi
5/10
West Milford High SchoolGrades 9-123.1 mi

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Elevator

Property

Details

  • Parcel number: 150550500000000320

Features

  • Exterior features: Tennis Court(s)
  • Waterfront features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $996$11,952
Home Insurance *$54$648
Property Taxes $371$4,452
Electricity $193$2,318
Total$1,614$19,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,337/yr
40% on housing$48,420/yr
45% on housing$43,040/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07480$275
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07480$290
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$197,000
2026-07-16Listed for sale$205,000
2026-05-09Contingent$205,000
2026-05-09Pending sale$205,000
2026-04-29Price change$205,000
2026-04-11Price change$209,000
2026-03-30Listed for sale$225,000
2020-09-15Sold$112,000
2009-04-06Sold$106,500
2008-11-01Listed for sale$112,000

For Sale by Agent

AgentAndrew Bellacera
BrokerageEXP Realty, LLC

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