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9 Albert St, West Milford, NJ, 07480

3beds
2baths
--sqft
$525,000
--price/sqft
$3,980/moest. monthly cost
$159,200/yrincome needed

About This Home

Welcome to this beautifully maintained 3 bedroom, 2 bath raised ranch set on a quiet, charming street in Lower West Milford that offers a private and tucked-away feel, yet remains close to shopping and the center of town. This home combines comfort, space, and privacy in a truly desirable location. The main level features 3 bedrooms, 1 full bath, large kitchen with a breakfast bar that opens seamlessly to the dining area and living room, creating a warm and inviting layout perfect for everyday living and entertaining. Two fireplaces add charm and coziness throughout the home. The walk-out lower level offers incredible versatility and is currently being used as a spacious primary suite and spacious full bath! This level also includes a large family room with fireplace, French doors leading outside, and plenty of storage space. Step outside to enjoy the beautiful fenced-in backyard, complete with a separate fenced dog run area, storage shed, and a side patio that offers a peaceful and relaxing setting perfect for unwinding or enjoying quiet mornings and evenings outdoors. A detached garage and the home's picturesque surroundings further enhance the appeal, making this property feel like a private retreat while still being conveniently located near everyday amenities. Don't miss the opportunity to make this home your own.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
4/10
MacOpin Middle SchoolGrades 6-83.9 mi
5/10
West Milford High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Range/Oven-Electric,Refrigerator,Washer,Water Filter,Water Heater From Furnace
  • Laundry features: Laundry Room,Ground Level

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Storage Room,Office,In-Law Floorplan,Bath(s) Other,Family Room,Rec Room,Walkout
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Blinds
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Oil Tank Above Ground - Outside
  • Cooling features: Window Unit(s)

Kitchen

  • Features: Breakfast Bar,Separate Dining Area
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2515061010000000110000

Features

  • Patio & porch: Open Porch(es),Patio
  • Fencing: Metal Fence

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot,Wooded
  • Lot size dimensions: .244 AC

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Detached Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$145$1,740
Property Taxes $988$11,856
Electricity $193$2,318
Total$3,980$47,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,457/yr
40% on housing$119,400/yr
45% on housing$106,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07480$272
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07480$290
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$499,900
2026-08-07Listed for sale$499,900
2026-08-07Listing removed$525,000
2026-07-06Price change$525,000
2026-05-25Listed for sale$549,000
2017-05-22Sold$320,000
2017-02-16Price change$329,000
2016-12-22Listed for sale$379,000
2016-08-12Sold$140,000
2016-07-25Pending sale$165,000
2016-06-07Price change$165,000
2016-04-26Price change$185,000
2016-02-18Price change$204,900
2016-01-13Price change$214,900
2015-12-02Listed for sale$224,900
2011-04-01Listing removed$283,900
2010-09-30Price change$283,900
2010-09-25Price change$290,900
2010-09-23Price change$283,900
2010-09-11Price change$290,900
2010-07-02Listed for sale$329,900
2006-11-21Sold$334,750
2001-11-21Sold$197,970

For Sale by Agent

AgentVincenza Scanzo
BrokerageRealty Executives Exceptional

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