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43 Cliff Rd, West Milford, NJ, 07480

4beds
2baths
2,180sqft
$430,000
$197price/sqft
$3,342/moest. monthly cost
$133,680/yrincome needed

About This Home

Exceptional opportunity in the sought-after Pinecliff Lake community! This spacious home offers a flexible floor plan ideal for extended living, with each level featuring 2 bedrooms, a living room, dining area, and kitchen. Enjoy the warmth and charm of a wood-burning fireplace on each floor, along with a private deck on each level, providing the perfect spaces for relaxing or entertaining. Recent improvements include a newer roof, Andersen replacement windows, an updated electrical panel, and a newer boiler. Additional highlights include a full basement and an oversized 2-car garage. Property is serviced by a 2-bedroom septic system per township records and is not a legal two-family or multi-family dwelling. A rare opportunity with endless potential to update and make it your own! Very large home!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
4/10
MacOpin Middle SchoolGrades 6-84.1 mi
5/10
West Milford High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Asphalt Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home,Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Refrigerator,Water Heater (See Remarks)

Basement

  • Features: GarEnter,Utility,Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished,Walk-Out Access

Bedroom1

  • Level: First
  • Area: 187

Bedroom2

  • Level: First
  • Area: 130

Bedroom3

  • Level: Basement
  • Area: 102

Bedroom4

  • Level: Basement
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 100

Features

  • Bedroom,In-Law Floorplan,Inside Entrance,Outside Entrance
  • Window features: Thermal Windows/Doors,Skylight(s)
  • Flooring: Carpet,Vinyl-Linoleum
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Oil Tank Below Ground
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 2,180
  • Total interior livable area: 2,180 sqft

Kitchen

  • Features: Breakfast Bar,Not Eat-In Kitchen,Separate Dining Area
  • Level: First
  • Area: 117

Living Room

  • Level: First
  • Area: 210

Master Bathroom

  • Features: Stall Shower And Tub

Property

Details

  • Parcel number: 2515073030000000020000
  • Zoning description: lake resident

Features

  • Patio & porch: Deck
  • Exterior features: Sidewalk
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View

Lot

  • Lot size: 0.30 Acres
  • Features: Wooded
  • Lot size dimensions: .299 AC

Parking

  • Total spaces: 6
  • Parking features: 2 Car Width,Asphalt,Built-In Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$119$1,428
Property Taxes $809$9,708
Electricity $240$2,883
Total$3,342$40,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,582/yr
40% on housing$100,260/yr
45% on housing$89,120/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 07480$274
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07480$290
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$399,900
2022-01-15Sold$1,650
2021-12-07Listing removed--
2021-11-24Listed for rent$1,650
2019-06-21Sold$1,300
2019-06-04Listing removed$1,300
2019-05-30Listed for rent$1,300
2015-12-06Listing removed$259,900
2015-08-29Price change$259,900
2015-07-20Price change$265,000
2015-06-09Price change$269,500
2011-01-04Price change$255,000
2010-10-15Price change$258,900
2010-08-05Price change$265,000
2010-07-14Price change$275,900
2010-06-12Price change$284,900
2010-06-05Price change$283,900
2010-01-24Price change$284,900
2009-12-12Price change$279,900
2009-10-14Price change$284,900
2009-07-25Price change$289,900
2009-07-11Price change$295,000
2009-06-28Price change$298,000
2009-05-20Price change$300,000
2009-02-20Price change$309,900
2008-10-02Price change$314,900
2008-09-14Listed for sale$324,900
1995-06-13Sold$24,000

For Sale by Agent

AgentKaren B. Wiedmann
BrokerageRe/Max Country Realty

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