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896 Union Valley Rd, West Milford, NJ, 07480

5beds
3baths
2,443sqft
$799,000
$327price/sqft
$6,035/moest. monthly cost
$241,400/yrincome needed

About This Home

Welcome to your gut renovated, masterfully designed dream home! This spectacular property offers a complete top-to-bottom reconstruction. The light-filled residence blends high-end modern amenities with classic colonial architecture, delivering unparalleled craftsmanship across three expansive levels. The ground floor offers a large family room, access to the 2-car garage, a full bathroom and an oversized 1st floor walk-out bedroom which is staged as an office. The first floor features 12' tray ceilings that showcase the open-concept kitchen and large center island, dining room with sliding doors leading to the deck overlooking your private backyard and the living room. The 2nd floor houses the primary bedroom with an en suite bathroom and a walk-in closet. There are three additional bedrooms, another full bathroom, and a laundry room.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
MacOpin Middle SchoolGrades 6-82.0 mi
5/10
West Milford High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Kitchen Exhaust Fan,Microwave,Range/Oven-Gas,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room,Level 2

Basement

  • Basement: None

Bedroom1

  • Level: Second
  • Area: 270

Bedroom2

  • Level: Second
  • Area: 260

Bedroom3

  • Level: Second
  • Area: 143

Bedroom4

  • Level: Second
  • Area: 143

Bedroom5

  • Area: 42

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining L
  • Level: First
  • Area: 120

Family Room

  • Level: Ground
  • Area: 460

Features

  • Bedroom,Bath(s) Other,Family Room
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,443
  • Total interior livable area: 2,443 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 180

Living Room

  • Level: First
  • Area: 180

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2515097020000000020000

Features

  • Levels: Multi/Split,Split Level
  • Patio & porch: Deck

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: .363 AC

Parking

  • Total spaces: 5
  • Parking features: 2 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$222$2,664
Property Taxes $1,504$18,048
Electricity $269$3,231
Total$6,035$72,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,914/yr
40% on housing$181,050/yr
45% on housing$160,933/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 07480$272
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07480$290
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$799,000
2026-06-15Price change$849,000
2026-05-29Listed for sale$899,000
2025-06-06Sold$227,500
2024-09-27Sold$161,500
2024-08-19Pending sale$104,900
2024-08-06Listed for sale$104,900
2024-05-22Pending sale$104,900
2024-05-08Listed for sale$104,900

For Sale by Agent

AgentRoman Drukarov
BrokerageBhhs Fox & Roach

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