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540 Hamburg Tpke, West Milford, NJ, 07480

3beds
2baths
--sqft
$450,000
--price/sqft
$3,440/moest. monthly cost
$137,600/yrincome needed

About This Home

DISCOVER THE PERFECT BLEND OF PRIVACY AND SECLUSION IN THIS 3-BEDROOM, 1.1-BATH HOME. THE INTERIOR SPACE HAS BEEN THOUGHTFULLY MAXIMIZED, HIGHLIGHTED BY A MODERN, OPEN-CONCEPT KITCHEN THAT SERVES AS THE HEART OF THE HOME. ANCHORED BY A STONE-TOPPED ISLAND, THE KITCHEN PROVIDES ENDLESS PREP SPACE AND A NATURAL GATHERING SPOT.THE LAYOUT IS DESIGNED TO BRING THE OUTSIDE IN, FLOWING SEAMLESSLY FROM THE MAIN LIVING AREA TO A WRAP AROUND SCREENED-IN PORCH. PROVIDING A FRONT-ROW SEAT TO THE SERENE, WOODED VIEWS AND LANDSCAPING YEAR-ROUND.THE OUTSIDE IS OVER A HALF-ACRE LOT THAT IS USABLE AND PRIVATE. AN IN-GROUND POOL AREA WITH PLENTY OF ROOM FOR LOUNGING. WHETHER YOU?RE COOKING A MEAL IN THE UPDATED KITCHEN, ENJOYING A QUIET MORNING ON THE PORCH, OR SPENDING A SUMMER AFTERNOON POOLSIDE, THIS HOME OFFERS A SENSE OF SCALE AND TRANQUILITY THAT IS HARD TO FIND IN TODAY?S MARKET. MOVE RIGHT IN AND ENJOY A COMPLETE LIFESTYLE PACKAGE IN A PRIVATE AND CONVENIENT SOUGHT-AFTER SETTING.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
3/10
MacOpin Middle SchoolGrades 6-84.6 mi
5/10
West Milford High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Electric Cooktop,Range/Oven-Electric,Electric Water Heater
  • Laundry features: Laundry Room,In Basement

Basement

  • Features: 1 Bedroom, Bath(s) Other, Laundry Room, Storage Room, Walkout, Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,Bilco-Style Door,Partially Finished

Bedroom1

  • Level: Ground

Bedroom2

  • Level: Ground

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Ground

Features

  • Walk-In Closet(s),Bathroom,Workshop,Kitchen
  • Number of fireplaces: 2
  • Fireplace features: Coal,Insert,Pellet Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Oil Tank Above Ground - Outside
  • Cooling features: Wall Unit(s)

Kitchen

  • Features: Kitchen Island,Eat-in Kitchen,Separate Dining Area
  • Level: Ground

Living Room

  • Level: Ground

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2515127010000000140000
  • Exclusions: PERSONAL ITEMS

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Enclosed Porch(es),Patio
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Wood
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.54 Acres
  • Features: Wooded
  • Lot size dimensions: .540 AC

Parking

  • Total spaces: 10
  • Parking features: Asphalt
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$125$1,500
Property Taxes $847$10,164
Electricity $193$2,318
Total$3,440$41,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,942/yr
40% on housing$103,200/yr
45% on housing$91,733/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07480$273
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07480$290
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$400,000
1997-09-23Sold$133,000

For Sale by Agent

AgentAlexander Malaret
BrokerageColdwell Banker Realty

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