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24 Pawnee Ter, West Milford, NJ, 07480

3beds
3baths
2,464sqft
$720,000
$292price/sqft
$5,466/moest. monthly cost
$218,640/yrincome needed

About This Home

Stunning Lake Community Home with Scenic Views and Exceptional Amenities Located in a desirable private lake community featuring a beautiful sandy beach, swimming area, and children’s swim lessons included with membership, this exceptional home is perched atop a hill on a quiet cul-de-sac, offering privacy and peaceful surroundings. Designed for year-round comfort, the home features central air conditioning for cool summers and energy-efficient 2-inch Styrofoam stucco insulation to help keep heating costs down during the winter months. The lower level offers an abundance of versatile living space, including a private office, home gym, bar area, playroom, and plenty of storage. A spacious heated two-car garage includes custom cabinetry, a workbench, utility sink, and additional storage throughout. A separate laundry room and mudroom provide everyday convenience for busy families. The main living level features an open-concept floor plan with an updated kitchen boasting granite countertops, stainless steel appliances, and ample cabinet space. A large wood-burning fireplace serves as the centerpiece of the living area, while oversized sliding doors lead to a spacious deck overlooking the lake, creating the perfect setting for relaxing or entertaining. The oversized primary suite is a true retreat, featuring a walk-in closet with custom cabinetry and a private en-suite bathroom. The luxurious primary bath includes a Jacuzzi tub and a modern floating vanity. This move-in-ready home combines comfort, functionality, and a fantastic location in one of the area’s most sought-after neighborhoods. A must-see property for families seeking a quiet lifestyle, beautiful surroundings, and access to outstanding community amenities. Schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
4/10
MacOpin Middle SchoolGrades 6-84.2 mi
5/10
West Milford High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced air,Radiant,Oil,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,464 sqft

Property

Details

  • Parcel number: 1513102000000033

Features

  • Exterior features: Shingle,Stone,Stucco
  • Has view: Yes
  • View description: Water,Mountain
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$200$2,400
Property Taxes $1,355$16,260
Electricity $271$3,259
Total$5,466$65,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,405/yr
40% on housing$163,980/yr
45% on housing$145,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 07480$272
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07480$290
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Listed for sale$720,000
2021-05-25Listing removed--
2020-10-28Price change$499,000
2020-09-19Price change$509,000
2020-09-06Listed for sale$500,000
2007-06-21Sold$385,000

For Sale by Owner

AgentProperty Owner

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