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539 W 44th St, Chicago, IL, 60609

3beds
2baths
1,855sqft
$325,000
$175price/sqft
$2,519/moest. monthly cost
$100,760/yrincome needed

About This Home

Check out this charming Canaryville 3 bedrooms, 2 full bath, and a finished basement with built-in bar! The main level features a functional floor plan with a spacious eat-in kitchen that flows into an enclosed porch, providing flexible space for a mudroom, home office, or additional storage. Ideally situated in the heart of Canaryville, this home is close to neighborhood parks, restaurants, schools, and public transportation. Enjoy easy access to both the Red and Orange Lines, downtown Chicago, and major expressways while still enjoying the charm and community feel that make Canaryville such a sought-after neighborhood. Welcome Home!

Getting Around

74
WalkingVery Walkable
67
TransitGood Transit
64
BikeBikeable

Schools

Construction

Condition

  • Year built: 1891

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Unit,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 104
  • Dimensions: 8X13

Bedroom3

  • Level: Basement
  • Area: 126
  • Dimensions: 7X18

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 88
  • Dimensions: 11X8

Enclosed Porch

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 80
  • Dimensions: 8X10

Features

  • Attic: Full,Unfinished

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,855
  • Total interior livable area: 1,855 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Pantry-Walk-in),Flooring (Tile)
  • Level: Main
  • Area: 88
  • Dimensions: 11X8

Laundry

  • Level: Lower
  • Area: 120
  • Dimensions: 6X20

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 144
  • Dimensions: 8X18

Recreation Room

  • Level: Basement
  • Area: 198
  • Dimensions: 11X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 20043150140000
  • Special condition: None

Lot

  • Lot size: 3,125 sqft
  • Lot size dimensions: 25 X 125

Parking

  • Total spaces: 2
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$266$3,192
Property Taxes $468$5,616
Electricity $142$1,712
Total$2,519$30,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,365/yr
40% on housing$75,570/yr
45% on housing$67,173/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 60609$184
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60609$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for sale$315,000
2026-08-10Contingent$325,000
2026-07-24Listed for sale$325,000
2026-07-15Contingent$330,000
2026-06-25Listed for sale$330,000
2022-11-18Sold$237,000
2020-11-17Sold$210,000
2009-05-06Sold$124,000

For Sale by Agent

AgentMark Placek
BrokerageColdwell Banker Real Estate Group

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