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4049 S Western Ave, Chicago, IL, 60609

9beds
5baths
30,000sqft
$560,000
$19price/sqft
$6,403/moest. monthly cost
$256,120/yrincome needed

About This Home

10 bed rooms , with large parking spaces and two van parking garage, large storage shed, with 4.5 bathrooms

Getting Around

58
WalkingSomewhat Walkable
58
TransitGood Transit
51
BikeBikeable

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Refrigerator,Central

Interior Area

  • Total interior livable area: 30,000 sqft

Property

Details

  • Parcel number: 2006101010

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 3,250 sqft

Parking

  • Total spaces: 9

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$458$5,496
Property Taxes $807$9,684
Electricity $2,307$27,689
Total$6,403$76,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,531/yr
40% on housing$192,090/yr
45% on housing$170,746/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$19This listing

vs Other Active Listings

Avg $/sqft

ZIP 60609$186
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60609$155
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$560,000
2026-02-07Listing removed--
2025-11-09Listed for sale$520,000
2021-09-08Listing removed--
2021-06-10Listed for sale$395,000
2021-02-24Listing removed--
2018-03-07Listing removed$1,700
2018-02-25Listed for rent$1,700
2017-04-02Listing removed$1,700
2017-03-24Listed for rent$1,700
2015-12-30Sold$155,000
2015-11-01Pending sale$159,000
2015-10-19Price change$159,000
2015-06-12Price change$177,500
2015-01-06Listed for sale$179,000
2005-02-01Sold$135,000

For Sale by Owner

AgentProperty Owner

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