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81 Mill St, Penns Grove, NJ, 08069

2beds
1baths
720sqft
$69,900
$97price/sqft
$714/moest. monthly cost
$28,560/yrincome needed

About This Home

This bungalow style home sits close to the Delaware River with some views from the back of the house. The property has an open floor plan with the kitchen, dining area and living room. Enclosed front porch with the laundry hookup, 2 bedrooms and a full bathroom. There is an exterior access to the basement and an attached carport.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
4/10
Penns Grove High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Exterior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080011900012
  • Zoning: RESI
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,001 sqft
  • Lot size dimensions: 50.00 x 100.00

Parking

  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Strong Wind
Winter Weather
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$41$492
Property Taxes $127$1,524
Electricity $193$2,318
Total$714$8,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,480/yr
40% on housing$21,420/yr
45% on housing$19,040/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 08069$117
Salem County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 08069$190
Salem County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2013-09-11Sold$22,500
2013-07-30Price change$29,000
2013-07-25Price change$34,500
2013-07-10Price change$38,000
2013-07-03Price change$38,500
2013-06-05Price change$39,000
2013-05-22Price change$47,000
2013-04-16Price change$49,000
2013-03-26Price change$53,900
2013-01-12Price change$55,000
2012-12-01Price change$59,000
2012-11-07Price change$67,500
2012-11-03Price change$74,995
2012-10-12Listed for sale$79,995
2011-11-01Listing removed$85,000
2011-09-09Price change$85,000
2011-07-26Listed for sale$98,000
2011-06-10Listing removed$98,000
2011-04-27Price change$98,000
2011-04-07Listed for sale$99,999
1999-03-23Sold$35,000
1995-10-03Sold$54,000

Unknown Listed By

AgentMichele Kelly
BrokerageS. Kelly Real Estate LLC

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