See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

83 Oak St, Pennsville, NJ, 08070

3beds
1baths
1,028sqft
$230,000
$224price/sqft
$1,884/moest. monthly cost
$75,360/yrincome needed

About This Home

Affordable Opportunity in Pennsville! Looking for a home with great potential? This cute Pennsville home is located outside of the flood zone, offering added peace of mind and savings. Many of the major updates have already been completed, including Newer windows, doors, siding, updated electrical and plumbing. Enjoy the comfort of efficient gas radiator heat. With just a good cleaning and a little TLC, this home will truly shine. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this is your chance to add your personal touches and make it your own!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Penn Beach Elementary SchoolGrades PK,3-50.7 mi
4/10
Pennsville Middle SchoolGrades 6-80.3 mi
3/10

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Range Hood,Refrigerator,Washer,Dryer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Bathroom - Tub Shower,Dry Wall
  • Window features: Double Hung,Replacement
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,028

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,028
  • Total interior livable area: 1,028 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 090281000007
  • Zoning: 01
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,001 sqft
  • Lot size dimensions: 50.00 x 100.00

Parking

  • Total spaces: 3
  • Parking features: Storage,Driveway,On Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$109$1,308
Property Taxes $419$5,028
Electricity $193$2,318
Total$1,884$22,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,594/yr
40% on housing$56,520/yr
45% on housing$50,240/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 08070$134
Salem County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 08070$188
Salem County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$220,000
2026-07-15Listed for sale$230,000
2025-02-11Sold$115,000
2023-06-22Listing removed$170,000
2023-04-06Listed for sale$170,000
2019-03-22Sold$17,000
2003-05-22Sold$79,000
2001-06-11Sold$60,000

For Sale by Agent

AgentCarol Smith
BrokerageMahoney Realty Pennsville, LLC

Similar Homes