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161 Harvard Rd, Pennsville, NJ, 08070

3beds
3baths
2,000sqft
$389,000
$195price/sqft
$3,080/moest. monthly cost
$123,200/yrincome needed

About This Home

RESTING ALONG THE SCENIC DELAWARE RIVER. NEAR RIVERVIEW BEACH PARK OFFERING GREAT VIEW. COMPLETELY NEW BUILT HOME 2,000 SQ FT OF TOP QUALITY DESIGN, LAYOUT PLUS 2,000 SQ FT OF GROUND RAISE WITH GARAGE. COME SEE THIS BEAUTIFUL MOVE IN HOME FACING TRANQUIL WATERS.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Penn Beach Elementary SchoolGrades PK,3-50.4 mi
4/10
Pennsville Middle SchoolGrades 6-81.0 mi
3/10
Pennsville Memorial High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Kitchen Exhaust Fan,Range/Oven-Electric,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished,Walk-Out Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: 1 Unit,Electric
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Separate Dining Area

Property

Details

  • Parcel number: 2609034190000000020000
  • Exclusions: seller's belongings

Features

  • Patio & porch: Deck,Enclosed Porch(es),Patio
  • Exterior features: Barbecue
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 5,662 sqft
  • Features: Corner Lot
  • Lot size dimensions: 56 x 100 AV

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$185$2,220
Property Taxes $709$8,508
Electricity $220$2,645
Total$3,080$36,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$123,200/yr
35% on housing$105,600/yr
40% on housing$92,400/yr
45% on housing$82,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 08070$131
Salem County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 08070$188
Salem County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$389,000
2026-06-15Listing removed$425,000
2026-05-15Listed for sale$425,000
2025-05-11Listing removed--
2025-02-10Listed for sale$359,500
2023-11-14Sold$330,000
2023-08-01Listing removed--
2023-03-17Listed for sale$375,000
2020-07-31Sold$48,500
2020-07-25Pending sale$57,500
2020-07-14Price change$57,500
2020-07-10Price change$45,500
2020-06-12Pending sale$42,500
2020-05-30Price change$42,500
2020-05-27Price change$49,500
2020-05-23Pending sale$45,500
2020-05-17Price change$45,500
2020-04-29Price change$47,500
2020-04-21Price change$49,500
2020-04-01Listed for sale$57,500
2020-02-14Sold$16,500
2019-12-10Pending sale$49,900
2019-10-31Price change$49,900
2019-06-11Price change$79,900
2019-03-31Listed for sale$99,900
2013-10-07Listing removed$139,900
2005-11-22Sold$156,800
1999-12-13Sold$52,000

For Sale by Agent

AgentFernanda Cabral
BrokerageKeller Williams Team Realty
Phone973-277-4633
View on Zillow

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