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4 Belden St, Salem, NJ, 08079

4beds
2baths
1,328sqft
$144,000
$108price/sqft
$1,292/moest. monthly cost
$51,680/yrincome needed

About This Home

Welcome to 4 Belden St, Salem, NJ — a well-maintained 4-bedroom, 2 full bathroom home offering strong rental potential and recent system updates for peace of mind. This property is currently tenant-occupied on a month-to-month lease with a Section 8 tenant, presenting a great opportunity for investors seeking an income-producing asset from day one. Property is being sold in AS-IS Condition. The seller will make no repairs. All inspections are for the buyer's information only. There is a current CO in place for the tenant that occupies the property. Rental Income 19,560.00 Recent upgrades include an updated roof in 2022, a new sewer main replacement in 2025, and a new range/stove installed in 2022. These important improvements help minimize near-term maintenance concerns and add long-term value. The interior features a spacious living area, a functional kitchen layout, and well-sized bedrooms. Photos shown are from 2023 prior to current tenant occupancy. Property Highlights: 4 Bedrooms / 2 Full Bathrooms Roof Updated in 2022 Sewer Main Replaced in 2025 New Range/Stove Installed in 2022 Tenant Occupied — Month-to-Month Lease Section 8 Tenant in Place Photos are Pre-Tenant (2023) Whether you’re looking to expand your rental portfolio or begin investing, this property offers a solid return opportunity with essential updates already completed.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

3/10
Salem Middle SchoolGrades 3-80.1 mi
5/10
Salem High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Mixed Plumbing,Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range - Electric,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Vinyl,Tile/Brick
  • Finished area below ground: 0
  • Finished area above ground: 1,328

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,328
  • Total interior livable area: 1,328 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 1300061 0100014
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: All Items Considered Tenants Personal Property

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,699 sqft
  • Lot size dimensions: 17.00 x 100.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Heat Wave
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $728$8,736
Home Insurance *$109$1,308
Property Taxes $262$3,144
Electricity $193$2,318
Total$1,292$15,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,297/yr
40% on housing$38,760/yr
45% on housing$34,453/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 08079$97
Salem County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 08079$152
Salem County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Price change$144,000
2025-11-14Listed for sale$149,000
2023-07-30Listing removed--
2023-06-18Listed for rent$1,700
2022-12-14Listing removed--
2022-12-11Listed for rent$1,800

For Sale by Agent

AgentRichard Clarke
BrokerageFathom Realty NJ, LLC

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