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28 Southard Pl, Basking Ridge, NJ, 07920

3beds
2baths
1,500sqft
$699,000
$466price/sqft
$4,968/moest. monthly cost
$198,720/yrincome needed

About This Home

Nestled on a quiet cul-de-sac in one of Basking Ridge's most desirable settings, this charming ranch offers the perfect combination of privacy, convenience, and potential. Set on a beautiful property surrounded by mature landscaping, this home provides functional living space with an open-concept design that seamlessly connects the main living and dining areas.Beautiful hardwood floors, in excellent condition, add warmth and character throughout the home, with additional hardwood flooring preserved beneath the carpeting in the living room and dining room.Step outside to enjoy the spacious deck overlooking the private backyard an ideal setting for outdoor entertaining, morning coffee, or simply relaxing and enjoying the peaceful surroundings. The easy one-level layout offers endless possibilities to update, customize, and create the home you have always envisioned.A roof just 3 years young provides added peace of mind, while the home's sought-after location offers easy access to major highways, shopping, dining, parks, and all that Basking Ridge has to offer.With timeless features already in place and a location that is hard to beat, this is an incredible opportunity to bring your dreams, creativity, and personal style to life. Make this Basking Ridge gem your own! Chimney Beind Sold As-Is. No Know Issues.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10
Ridge High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,French Drain,Full,Unfinished,Sump Pump

Bedroom1

  • Level: First
  • Area: 180

Bedroom2

  • Level: First
  • Area: 144

Bedroom3

  • Level: First
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 120

Features

  • Workshop,Utility Room
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Stove-Freestanding
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 144

Living Room

  • Level: First
  • Area: 280

Property

Details

  • Parcel number: 2702007080000000200000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.48 Acres
  • Features: Level
  • Lot size dimensions: .48AC

Parking

  • Total spaces: 3
  • Parking features: 1 Car Width,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$200$2,400
Property Taxes $1,041$12,492
Electricity $193$2,318
Total$4,968$59,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,331/yr
40% on housing$149,040/yr
45% on housing$132,480/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 07920$380
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 07920$409
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$699,000
2026-07-13Listed for sale$725,000
1998-12-09Sold$230,000

For Sale by Agent

AgentCristina Burke
BrokerageKeller Williams Towne Square Real

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