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270 Mountain Rd, Basking Ridge, NJ, 07920

5beds
6baths
6,000sqft
$1,999,000
$333price/sqft
$14,310/moest. monthly cost
$572,400/yrincome needed

About This Home

Beautifully nestled on 5+ lush acres, this fully renovated home features 5 bedrooms and 5.5 bathrooms, offering both elegance and comfort in aprivate, serene setting. The welcoming entrance foyer w marble flooring, opens into a spacious sun-filled formal living room with a wood-burning fireplaceand beautiful front-to-back views. A generously sized office, accented by a large bay window, is filled with natural light; The brand-new gourmet kitchen,equipped with high-end appliances, opens seamlessly to the dramatic two-story family room, where an entire wall of windows showcases breathtaking viewsof the backyard and swimming pool. A newly added first-floor in-law suite provides exceptional flexibility for guests or parents living. Upstairs, the luxurious primary suite includes a comfortable sitting area and access to a private balcony. A second primary suite offers a full bath and two walk-in closets.The 2nd floor also features an open loft and leisure area, ideal for a home office, study, or fitness space, as well as a full-size laundry room; Recent upgradesinclude: Kitchen & appliances (2025); All Bathrooms (2025); Hardwood floors (2025); Hot water heater (2025); Septic (2025); Swimming Pool(2025); This exceptional property combines timeless elegance, modern updates, and peaceful privacy truly a dream home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
7/10
Ridge High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Clapboard

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Gas Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Washer,Wine Refrigerator,Gas Water Heater
  • Laundry features: Level 2

Basement

  • Features: Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished,Sump Pump

Bedroom1

  • Level: Second
  • Area: 525

Bedroom2

  • Level: Second
  • Area: 144

Bedroom3

  • Level: Second
  • Area: 225

Bedroom4

  • Level: Second
  • Area: 285

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 390

Family Room

  • Level: First
  • Area: 240

Features

  • Bedroom/Office,Breakfast,In-Law Floorplan
  • Window features: Skylight(s)
  • Flooring: Marble,Wood
  • Number of fireplaces: 3
  • Fireplace features: See Remarks,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Zoned,Natural Gas
  • Cooling features: 2 Units,Central Air,Zoned

Interior Area

  • Total structure area: 6,000
  • Total interior livable area: 6,000 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry
  • Level: First
  • Area: 312

Living Room

  • Area: 390

Master Bathroom

  • Features: Stall Shower,Tub Shower

Property

Details

  • Parcel number: 2702115010000000010000

Features

  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Deck

Lot

  • Lot size: 5.07 Acres
  • Features: Level,Open Lot,Wooded
  • Lot size dimensions: 5.07AC

Parking

  • Total spaces: 8
  • Parking features: 1 Car Width,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$572$6,864
Property Taxes $2,969$35,628
Electricity $661$7,936
Total$14,310$171,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$490,628/yr
40% on housing$429,300/yr
45% on housing$381,600/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 07920$381
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 07920$409
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$2,090,000
2024-08-27Sold$954,000
2024-07-25Pending sale$1,295,000
2024-06-10Listed for sale$1,295,000

For Sale by Agent

AgentHong Pu
BrokerageKeller Williams Towne Square Real

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