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19 West St, Bernardsville, NJ, 07924

3beds
2baths
1,926sqft
$589,900
$306price/sqft
$4,377/moest. monthly cost
$175,080/yrincome needed

About This Home

This classic colonial home is walking distance to NYC train, local shops, dining and is in the highly rated Bernardsville school district! Fully updated, brand new kitchen and new bathroom. New luxury vinyl flooring in kitchen, dining room and living room. All bedrooms with new carpet and new windows. A bright sunroom overlooks a sprawling backyard that is perfect for barbecues and outdoor activities. There is a walk-out basement PLUS a separate unfinished apartment with a private entrance that includes kitchen, bath, LR & bedroom. Generous off street parking for at least 6 vehicles.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Bedwell Elementary SchoolGrades PK-41.3 mi
8/10
8/10
Bernards High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven-Electric,Refrigerator,Electric Water Heater

Basement

  • Features: Powder Room, Utility Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished,Walk-Out Access

Bedroom1

  • Level: Second
  • Area: 154

Bedroom2

  • Level: Second
  • Area: 90

Bedroom3

  • Level: Second
  • Area: 48

Bedroom5

  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 187

Features

  • Florida/3Season,Bedroom,In-Law Floorplan
  • Door features: Storm Door(s)
  • Flooring: Carpet,Vinyl-Linoleum

Heating & Cooling

  • Heating features: 1 Unit,Radiators - Steam,Oil Tank Above Ground - Inside
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,926
  • Total interior livable area: 1,926 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 121

Living Room

  • Level: First
  • Area: 187

Property

Details

  • Parcel number: 2703001060000000220000

Features

  • Fencing: Wood

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: .17AC

Parking

  • Total spaces: 6
  • Parking features: Gravel
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$204$2,448
Property Taxes $979$11,748
Electricity $212$2,547
Total$4,377$52,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,068/yr
40% on housing$131,310/yr
45% on housing$116,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 07924$406
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 07924$393
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$549,900
2026-07-22Price change$589,900
2026-07-11Price change$614,900
2026-06-12Listed for sale$664,900

For Sale by Agent

AgentThomas M Fischer
BrokerageRichard C. Fischer, Inc.

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