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92 Mount Airy Rd, Bernardsville, NJ, 07924

3beds
2baths
1,100sqft
$575,000
$523price/sqft
$4,252/moest. monthly cost
$170,080/yrincome needed

About This Home

Rare opportunity, .42-acre corner lot with existing 1930's Bungalow and detached garage. House interior has been cleared down to the framing ready for rehab, addition or ground up new construction. This is an ideal property for contractors, builders or buyers with a vision. Property is connected to municipal sewer and water. Gas line for hookup is available in the street by PSEG. Buyer responsible for all inspections, certifications, township approvals, etc. Property sold as is. Showings by appointment only. Contact seller to schedule.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Bedwell Elementary SchoolGrades PK-41.5 mi
8/10
8/10
Bernards High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 0300131000000001

Features

  • Exterior features: Metal

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$198$2,376
Property Taxes $954$11,448
Electricity $193$2,318
Total$4,252$51,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,782/yr
40% on housing$127,560/yr
45% on housing$113,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$523This listing

vs Other Active Listings

Avg $/sqft

ZIP 07924$404
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 07924$393
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$565,000
2026-05-21Listed for sale$575,000
2025-08-31Listing removed$555,000
2025-04-09Price change$555,000
2025-01-31Price change$565,000
2024-12-08Listed for sale$589,000
2024-02-22Sold$445,000
2023-12-21Pending sale$390,000
2023-12-04Listed for sale$390,000
2014-04-29Sold$7,680

For Sale by Owner

AgentProperty Owner

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