See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

520 Winsor St, Bound Brook, NJ, 08805

3beds
2baths
--sqft
$495,000
--price/sqft
$3,750/moest. monthly cost
$150,000/yrincome needed

About This Home

Nice 3 BR home with detached oversized garage and 2 storage sheds. Near high school and elementary schools. Quick closing possible, come and see!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
6/10
Community Middle SchoolGrades 7-80.5 mi
2/10
Bound Brook High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1928

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Features: Bath(s) Other, Den, Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First

Family Room

  • Level: First

Features

  • Dry Bar
  • Flooring: Carpet,Vinyl-Linoleum,Wood

Heating & Cooling

  • Heating features: 1 Unit,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Separate Dining Area
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower And Tub

Property

Details

  • Parcel number: 2704000860000000180000
  • Zoning description: Residential

Features

  • Patio & porch: Patio
  • Exterior features: Curbs,Sidewalk

Lot

  • Lot size: 8,712 sqft
  • Features: Level
  • Lot size dimensions: 65 x 136

Parking

  • Total spaces: 4
  • Parking features: 1 Car Width,Asphalt,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$136$1,632
Property Taxes $919$11,028
Electricity $193$2,318
Total$3,750$45,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,571/yr
40% on housing$112,500/yr
45% on housing$100,000/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08805$284
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08805$305
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$519,900
2026-02-24Listing removed$549,900
2025-10-29Listed for sale$549,900

For Sale by Agent

AgentRonald Fasanello
BrokerageSky Brook Realty Llc

Similar Homes