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321 Ascot Ln, Bridgewater, NJ, 08807

4beds
3baths
1,804sqft
$619,000
$343price/sqft
$4,480/moest. monthly cost
$179,200/yrincome needed

About This Home

Welcome to this beautifully maintained 4 bed, 3 bath Colonial, nestled in a peaceful and desirable neighborhood. This charming home offers timeless appeal with spacious, light-filled living areas, a thoughtfully designed floor plan, and pride of ownership throughout.The inviting interior features generous room sizes, a well-appointed kitchen, comfortable living and dining spaces, and ample storage, making it perfect for both everyday living and entertaining. Outside, enjoy a beautifully kept, lush, private, yard that provides the ideal setting for relaxing or hosting your favorite event. Conveniently located just minutes from shopping, dining, parks, schools, and everyday amenities, this home also offers easy access to major highways and public transportation, making commuting a breeze. Combining classic Colonial charm with an unbeatable location, this move-in-ready home is a wonderful opportunity to enjoy comfort, convenience, and a true sense of community.*HIGHEST and BEST Thursday 8/6 at 5pm.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Inside Entrance, Laundry Room, Storage Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,French Drain,Partial,Unfinished

Bedroom1

  • Level: Second
  • Area: 252

Bedroom2

  • Level: Second
  • Area: 140

Bedroom3

  • Level: Second
  • Area: 110

Bedroom4

  • Level: Second
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 120

Family Room

  • Level: First
  • Area: 176

Features

  • Window features: Blinds,Shades
  • Flooring: Carpet,Laminate,Tile,Wood

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 1,804
  • Total interior livable area: 1,804 sqft

Kitchen

  • Features: Country Kitchen,Separate Dining Area
  • Level: First
  • Area: 120

Living Room

  • Level: First
  • Area: 252

Master Bathroom

  • Features: Tub Shower

Property

Details

  • Parcel number: 2706002280000000200000
  • Exclusions: As per mls

Features

  • Patio & porch: Open Porch(es),Patio

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 100 x 100

Parking

  • Total spaces: 1
  • Parking features: Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,130$37,560
Home Insurance *$161$1,932
Property Taxes $991$11,892
Electricity $198$2,386
Total$4,480$53,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,600/yr
40% on housing$134,400/yr
45% on housing$119,466/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 08807$329
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08807$359
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$619,000
2026-07-29Listed for sale$619,000
2004-03-25Sold$362,500
2001-09-13Sold$320,000

For Sale by Agent

AgentLeigh Anne Walker
BrokerageKeller Williams Real Estate

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