540 E Main St, Bridgewater, NJ, 08807
About This Home
Welcome to this charming 2-bedroom, 2-bath ranch in highly desirable Bridgewater! Situated on a beautifully landscaped property, this well-maintained home offers comfortable one-floor living with exceptional indoor and outdoor space. The sun-filled living room features a large picture window that fills the home with natural light, while the spacious dining area flows seamlessly into a spacious kitchen featuring a center island with seating and abundant cabinet and counter space. Both bedrooms are generously sized, and a versatile bonus room provides the perfect space for a family room, home office, playroom, or hobby area. The partially finished full basement includes a three-piece bathroom and offers abundant storage and flexible space. Step outside to enjoy the expansive backyard featuring a patio, above-ground pool, and plenty of room for entertaining, gardening, or relaxing. Additional highlights include a roof approximately three years old and pride of ownership throughout. Ideally located just minutes from shopping, dining, parks, major highways, and commuter routes, with convenient access to Target, Costco, ShopRite, and other everyday amenities. All of this is complemented by Bridgewater Township's highly regarded school system. Don't miss this wonderful opportunity to own a home in one of Somerset County's most sought-after communities! **H&B DUE THURS 8/13 AT 5PM.**
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Roof: Asphalt Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Yes,Partially Finished,Full,Sump Pump
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Formal Dining Room
- Level: First
Family Room
- Level: First
Features
- Door features: Storm Door(s)
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: 1 Unit,Natural Gas
- Cooling features: 1 Unit,Central Air
Kitchen
- Features: Kitchen Island
- Level: First
Living Room
- Level: First
Master Bathroom
- Features: Stall Shower And Tub
Property
Details
- Parcel number: 2706003110000000070000
Features
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Patio
- Fencing: Privacy
Lot
- Lot size: 0.28 Acres
- Features: Level
- Lot size dimensions: 125 x 99
Parking
- Total spaces: 1
- Parking features: 2 Car Width,Attached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Earthquake
- Hurricane
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $147 | $1,764 |
| Property Taxes | $905 | $10,860 |
| Electricity | $193 | $2,318 |
| Total | $4,101 | $49,212 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Listed for sale | $565,000 |
| 1995-08-25 | Sold | $134,000 |
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