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59 Stella Dr, Bridgewater, NJ, 08807

3beds
2baths
1,298sqft
$499,900
$385price/sqft
$3,651/moest. monthly cost
$146,040/yrincome needed

About This Home

Set on a beautiful and private 0.82-acre lot in one of Bridgewater's most established neighborhoods, this classic ranch presents a rare opportunity to create substantial value in a highly desirable location. Quietly positioned on Stella Drive and surrounded by higher-valued homes, the property offers excellent potential for renovation, expansion, or long-term customization.The home features approximately 1,298 square feet of living space with 3 bedrooms and 1.5 baths, including a powder room within the primary bedroom. Hardwood floors are exposed throughout the main living areas, adding warmth, charm, and immediate renovation appeal. The layout provides a strong foundation for modernization while maintaining the timeless character of a traditional ranch design.An added bonus is the basement configuration, offering excellent potential for finishing or reimagining into additional living, recreational, fitness, workshop, office, or flex space. The oversized lot provides ample room for outdoor living, entertaining, gardening, or future additions, while the surrounding neighborhood continues to demonstrate strong long-term value and buyer demand.Conveniently located near Routes 22, 202/206, I-287, shopping, dining, parks, and the highly regarded Bridgewater-Raritan school system, this property combines location, lot size, and upside potential in a way that is increasingly difficult to find. A fantastic opportunity to make this home your own and bring your vision to life now.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Rec Room, Storage Room

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished,Full,Sump Pump

Bedroom1

  • Level: Ground
  • Area: 156

Bedroom2

  • Level: Ground
  • Area: 143

Bedroom3

  • Level: Ground
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining Combo

Features

  • Entrance Foyer,Foyer
  • Flooring: Vinyl-Linoleum,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 1,298
  • Total interior livable area: 1,298 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Ground
  • Area: 162

Living Room

  • Level: Ground
  • Area: 338

Property

Details

  • Parcel number: 2706006400000000370000
  • Exclusions: Personal Belongings

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.82 Acres
  • Lot size dimensions: 120 x 298

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Asphalt,Driveway-Exclusive
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$130$1,560
Property Taxes $801$9,612
Electricity $193$2,318
Total$3,651$43,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,177/yr
40% on housing$109,530/yr
45% on housing$97,360/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 08807$330
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08807$359
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$499,900

For Sale by Agent

AgentCarolanne Rice
BrokerageColdwell Banker Realty

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