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796 Hamilton St, Somerset, NJ, 08873

4beds
2baths
2,352sqft
$509,900
$217price/sqft
$3,764/moest. monthly cost
$150,560/yrincome needed

About This Home

Welcome to this charming 4-bedroom, 1.5-bath Cape Cod situated on a desirable corner lot in Franklin Township. This well-maintained home features a open floor plan offering two bedrooms and a full bath on the first floor, plus two spacious bedrooms and a half bath upstairs. The updated eat-in kitchen includes stainless steel appliances and a tile backsplash, while beautiful hardwood floors add warmth and character throughout the main living areas. The full walk-out basement with high ceilings offers excellent potential for additional living space, and the detached garage provides added parking and storage. Conveniently located just minutes from Rutgers University, Robert Wood Johnson University Hospital, Saint Peter's University Hospital, the New Brunswick Train Station, major highways, shopping, dining, and parks. Don't miss this wonderful opportunity to own a move-in-ready home in one of Franklin Township's most convenient locations!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Sampson G Smith SchoolGrades 6-82.3 mi
3/10
Franklin Twp High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod, Colonial, Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range/Oven,Microwave,Refrigerator,See Remarks,Range,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Daylight

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Blinds,Entrance Foyer,2 Bedrooms,Kitchen,Living Room,Bath Full,Bath Half,None
  • Window features: Blinds
  • Flooring: Ceramic Tile,Vinyl-Linoleum,Wood

Heating & Cooling

  • Heating features: Baseboard,Radiant,Central
  • Cooling features: None

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 2,352 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 1133004000000043

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Enclosed
  • Exterior features: Open Porch(es),Enclosed Porch(es)

Lot

  • Lot size: 1 sqft
  • Features: Corner Lot
  • Lot size dimensions: 1.00 x 1.00

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt,Garage,Attached,Built-In Garage,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$155$1,860
Property Taxes $772$9,264
Electricity $259$3,111
Total$3,764$45,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,051/yr
40% on housing$112,920/yr
45% on housing$100,373/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 08873$348
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08873$323
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$499,900
2026-07-17Listed for sale$509,900
2019-01-20Listing removed$2,175
2019-01-15Listed for rent$2,175
2012-10-11Listing removed$100,000
2012-01-31Listed for sale$100,000
2011-07-25Listing removed$100,000
2011-06-11Price change$100,000
2011-06-03Price change$150,000
2011-05-25Price change$175,000
2011-05-12Price change$200,000
2011-04-27Listed for sale$250,000
1998-05-20Sold$110,000

For Sale by Agent

AgentPHILIP GREEN
BrokerageCENTURY 21 GLORIA ZASTKO REALT

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