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12 Ford Ave, Somerset, NJ, 08873

4beds
3baths
1,440sqft
$649,000
$451price/sqft
$4,652/moest. monthly cost
$186,080/yrincome needed

About This Home

Welcome home to this beautifully renovated, move-in-ready Cape Cod offering the perfect blend of modern style, comfort, and functionality. Featuring 4 bedrooms, 2.5 bathrooms, a finished basement, and a detached garage. This home has been thoughtfully updated from top to bottom. Step inside to a bright and inviting open-concept floor plan where the spacious living room flows seamlessly into the dining area, creating an ideal setting for both everyday living and entertaining. Just beyond the dining room, you'll find a new kitchen featuring stylish cabinetry, corian countertops, new stainless-steel appliances, updated flooring and recessed lights. A convenient powder room is located adjacent to the kitchen. The main level also offers a spacious primary bedroom suite complete with a private full bath and closet, providing the convenience of one-floor living. Upstairs, you'll find three additional bedrooms along with an updated full bathroom. Major renovations include a new roof, new siding, new plumbing, new electrical system, new HVAC, new flooring & walls throughout, a redesigned kitchen, updated bathrooms, new appliances, new washer and dryer, newly paved driveway and Privacy Fence, offering peace of mind for years to come. The finished basement provides additional living space, perfect for a home office, gym, or recreation area. Ideally located with convenient access to major highways, shopping, dining, and everyday amenities. This turnkey home is ready for its next owner to move in and enjoy. Don't miss this exceptional opportunity to own a fully renovated home where everything has already been done for you!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Franklin Middle SchoolGrades 6-81.4 mi
3/10
Franklin Twp High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod, Colonial, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Dishwasher,Dryer,Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,Range,Washer,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Finished, Other Room(s), Daylight, Exterior Entry, Storage Space, Interior Entry, Utility Room, Laundry Facilities

Bathroom

  • Features: Stall Shower and Tub, Tub Shower, Two Sinks

Bedroom2

  • Area: 132

Bedroom3

  • Area: 110

Bedroom4

  • Area: 150

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Area: 168

Features

  • Blinds,Firealarm,1 Bedroom,Kitchen,Bath Half,Living Room,Bath Full,Dining Room,2 Bedrooms,3 Bedrooms,Attic,Bath Main,Storage,Other Room(s)
  • Window features: Blinds
  • Flooring: Ceramic Tile,Laminate,Vinyl-Linoleum,Wood

Heating & Cooling

  • Heating features: Zoned,Baseboard,Baseboard Hotwater
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Features: Granite/Corian Countertops, Kitchen Exhaust Fan, Separate Dining Area
  • Area: 187

Living Room

  • Area: 323

Master Bedroom

  • Features: 1st Floor, Full Bath, Walk-In Closet(s)
  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 0800256000000027
  • Zoning: R7

Features

  • Levels: Two, Ground Floor, 2nd Floor
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Patio,Fencing/Wall,Yard
  • Fencing: Fencing/Wall

Lot

  • Lot size: 5,000 sqft
  • Features: Near Shopping,Near Train,Dead - End Street,Near Public Transit
  • Lot size dimensions: 100.00 x 50.00

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,1 Car Width,3 Cars Deep,Asphalt,Garage,Attached,Built-In Garage,Oversized,Detached,Driveway,On Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$198$2,376
Property Taxes $980$11,760
Electricity $193$2,318
Total$4,652$55,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,497/yr
40% on housing$139,560/yr
45% on housing$124,053/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$451This listing

vs Other Active Listings

Avg $/sqft

ZIP 08873$346
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08873$323
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$649,000
2025-07-07Sold$400,000
2023-10-02Sold$275,000

For Sale by Agent

AgentROBERT W. LEVINE
BrokerageCOLDWELL BANKER REALTY

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