16 Belmar St, Somerset, NJ, 08873
About This Home
Well maintained ranch offering comfortable one-floor living with a two-car attached garage and welcoming front porch. The home features a spacious living room with vaulted ceilings and sliding glass doors leading to the rear deck, creating a bright and open atmosphere. The kitchen offers ample cabinetry and workspace and flows nicely into the dining area, making it ideal for everyday living and entertaining.The home includes three bedrooms, including a primary suite with a private full bath and walk-in closet. A second full bath serves the additional bedrooms. Beautiful hardwood floors run throughout the home and central air provides year-round comfort. Convenient first-floor laundry and interior access to the garage add to the home's practicality.The full basement spans the entire length of the home and offers tremendous potential for additional living space. Equipped with French drains and featuring a walk-out to the backyard, it is ready for future finishing possibilities.The backyard provides plenty of open space for outdoor enjoyment and landscaping opportunities.A wonderful opportunity to own a spacious ranch with room to grow. Photos include AI generated images
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Asphalt Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Gas Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Wall Oven(s) - Gas,Washer,Gas Water Heater
Basement
- Features: Inside Entrance, Outside Entrance, Walkout
Basement
- Has basement: Yes
- Basement: Yes,French Drain,Full,Unfinished,Walk-Out Access,Sump Pump
Bedroom1
- Level: First
- Area: 208
Bedroom2
- Level: First
- Area: 143
Bedroom3
- Level: First
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Formal Dining Room
- Level: First
- Area: 169
Features
- Flooring: Tile,Wood
Heating & Cooling
- Heating features: 1 Unit,Forced Air,Natural Gas
- Cooling features: 1 Unit,Central Air
Interior Area
- Total structure area: 2,036
- Total interior livable area: 2,036 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: First
- Area: 156
Living Room
- Level: First
- Area: 247
Master Bathroom
- Features: Stall Shower And Tub
Property
Details
- Parcel number: 2708002860000000090000
- Zoning description: Res
- Exclusions: Window Treatments
Features
- Patio & porch: Deck,Open Porch(es)
- Exterior features: Sidewalk
Lot
- Lot size: 0.37 Acres
- Lot size dimensions: 142 x 114
Parking
- Total spaces: 2
- Parking features: 2 Car Width,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,210 | $38,520 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $952 | $11,424 |
| Electricity | $224 | $2,693 |
| Total | $4,579 | $54,948 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $641,000 |
| 2026-04-17 | Pending sale | $641,000 |
| 2026-03-27 | Listed for sale | $641,000 |
| 2001-07-23 | Sold | $70,000 |
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