331 Girard Avenue, Somerset, NJ, 08873
About This Home
Welcome to 133 Girard Avenue in Somerset--a charming and well-maintained home offering comfort, convenience, and endless potential. Situated on a spacious lot in a desirable residential neighborhood, this property provides the perfect blend of suburban tranquility and accessibility to major highways, shopping, dining, parks, and public transportation. Step inside to discover $140k in renovations completed in 2025 which include updated electrial, renovated sapce to potentially use as an additional bedroom. The living spaces are filled with natural light, creating a warm and welcoming atmosphere for everyday living and entertaining. The home's functional layout offers comfortable bedrooms, well-appointed living areas, and ample storage throughout. THIS IS A MUST SEE! PICTURES COMING!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1936
Type & Style
- Home type: SingleFamily
- Architectural style: Expanded Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,256
- Total interior livable area: 1,256 sqft
Property
Details
- Parcel number: 08 00297000000038 01
- Exclusions: Owner's Personal Property
Features
- Stories: 1
Lot
- Lot size: 0.35 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,462 | $29,544 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $736 | $8,832 |
| Electricity | $193 | $2,318 |
| Total | $3,539 | $42,468 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-18 | Listed for sale | $487,000 |
| 2009-09-19 | Listing removed | $210,000 |
| 2009-06-05 | Sold | $207,000 |
| 2009-03-17 | Listed for sale | $210,000 |
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