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238 Sutphin Ln, Hillsborough, NJ, 08844

3beds
3baths
15,159sqft
$740,000
$49price/sqft
$6,915/moest. monthly cost
$276,600/yrincome needed

About This Home

Welcome to this well-maintained Colonial nestled on a quiet cul-de-sac in the highly desirable Hillsborough Township of Somerset County. Situated on over a quarter-acre lot, this inviting home offers 3 bedrooms, 2.5 bathrooms, and a spacious layout designed for comfortable everyday living.The main level features a bright eat-in kitchen, formal dining room, inviting living room, cozy family room, convenient first-floor laundry, and a powder room. Upstairs, you'll find three nice sized bedrooms, with the main bedroom provided with a private full bath, along with an additional full bathroom just down the hallway.The partially finished basement provides flexible space for a recreation room, home office, gym, or playroom, while still offering ample storage.Additional highlights include a two-car attached garage, solar panels for enhanced energy efficiency and potential utility savings, and a private backyard with plenty of room for outdoor entertaining, gardening, or relaxing.Located in the highly regarded Hillsborough Township School District and conveniently close to parks, shopping, dining, and major commuter routes, this charming Colonial offers the perfect combination of comfort, functionality, and an exceptional location. Schedule your private showing today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
8/10
8/10
Hillsborough High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Asphalt Shingle,See Remarks
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Kitchen Exhaust Fan,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Features: Leisure,Storage,Utility,Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bathroom
  • Window features: Shades
  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 15,159
  • Total interior livable area: 15,159 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower,Tub Shower

Property

Details

  • Parcel number: 2710001750000000190024

Features

  • Patio & porch: Deck
  • Exterior features: Curbs,Sidewalk

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 0.3480

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Asphalt,Attached Garage,On-Street Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$228$2,736
Property Taxes $1,275$15,300
Electricity $1,671$20,052
Total$6,915$82,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,085/yr
40% on housing$207,450/yr
45% on housing$184,400/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 08844$305
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08844
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$740,000
2026-07-17Listed for sale$740,000
2002-08-09Sold$336,000

For Sale by Agent

AgentDavid Donegan
BrokerageRe/Max Country

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