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206 Ann St, Hillsborough, NJ, 08844

5beds
3baths
2,208sqft
$615,000
$279price/sqft
$4,473/moest. monthly cost
$178,920/yrincome needed

About This Home

This 2-family multi-unit is like two townhomes joined. Each unit has 2 floors. Unit A has formal living, dining with beautiful exposed beams, eat-in kitchen, first floor full bath and laundry, 3 bedrooms and a full bath on second floor. Unit B has formal living room, eat-in kitchen, full bath and laundry on first floor; 2 bedrooms on second floor. Both units share the attic space which is walk-up stairs, adding more storage space. Water heater (2023) is in the basement which can be accessed from the outside, next to the front porch through rain doors. It is unfinished. The property is NOT in FLOOD ZONE. HVAC and Septic Tank is 2023 as well. Close to canal, public transportation and Hillsborough School District, this is a great property for Investors or those looking to live in one and rent the other! Property is being sold AS-IS.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Amsterdam SchoolGrades K-41.4 mi
7/10
8/10
Hillsborough High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Water Heater(Gas),Water Heater,Unit 1(Dryer,Range/Oven,Refrigerator,Washer),Unit 2(Dryer,Range/Oven,Refrigerator,Washer)

Basement

  • Has basement: Yes
  • Basement: Full, Slab Only, Daylight, Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Unit 1(Dining Room,3 Bedrooms,Kitchen,Living Room,2+ Baths),Unit 2(2 Bedrooms,Kitchen,1 Bath,Living Room)

Heating & Cooling

  • Heating features: Baseboard,Radiant
  • Cooling features: A/C Central - All,Ceiling Fan(s),A/C Window Unit(s),Unit 1(A/C Central,A/C Unit),Unit 2(A/C Central)

Interior Area

  • Total structure area: 2,208
  • Total interior livable area: 2,208 sqft

Property

Details

  • Parcel number: 1200006000000009
  • Zoning: HR1

Features

  • Stories: 2
  • Patio & porch: Porch(es) - Open
  • Exterior features: Barbecue,Porch(es) - Open,Yard

Lot

  • Lot size: 3,319 sqft
  • Features: Corner Lot
  • Lot size dimensions: 123.00 x 0.00

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$190$2,280
Property Taxes $931$11,172
Electricity $243$2,920
Total$4,473$53,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,360/yr
40% on housing$134,190/yr
45% on housing$119,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 08844$302
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08844
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$630,000
2024-02-28Sold$580,000
2024-01-29Pending sale$579,000
2024-01-04Listed for sale$579,000
2023-04-04Sold$140,000
2022-10-20Listing removed--
2022-09-24Pending sale$140,000

For Sale by Agent

AgentPALLAVI MASIH
BrokerageRE/MAX IN STYLE

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