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20 Cambridge Ct, Princeton, NJ, 08540

4beds
3baths
2,109sqft
$889,000
$422price/sqft
$6,340/moest. monthly cost
$253,600/yrincome needed

About This Home

New roof, New HVAC system, New water heater, and fresh painted recently. Move right into this beautifully updated 4-bedroom, 2.5-bath Colonial in the highly desirable WoodsEdge community! A dramatic two-story foyer welcomes you into this bright and spacious home featuring hardwood floors, formal living and dining rooms, and a stunning two-story family room with soaring ceilings. The updated eat-in kitchen boasts granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar. Upstairs, the vaulted primary suite offers double closets and a private bath, along with three additional generously sized bedrooms. The professionally finished basement provides excellent flexible living space. Additional highlights include second-floor laundry, a whole-house generator, security system, custom lighting, two-car garage, and a private backyard backing to protected woods. Tucked away on a quiet cul-de-sac with a low annual HOA fee of just $300 per year, this community also offers tennis courts and a playground. Located in the award-winning Montgomery Township School District, just minutes from Princeton, major highways, train stations, and top private schools.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
8/10
Montgomery High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,109

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,109
  • Total interior livable area: 2,109 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 133402200016
  • Zoning: RESIDENTAIL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 9,017 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,495$53,940
Home Insurance *$250$3,000
Property Taxes $1,363$16,356
Electricity $232$2,789
Total$6,340$76,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,371/yr
40% on housing$190,200/yr
45% on housing$169,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$422This listing

vs Other Active Listings

Avg $/sqft

ZIP 08540$487
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08540$399
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$889,000
2026-06-25Listing removed$4,600
2026-06-15Price change$4,600
2026-05-12Listed for rent$4,800
2023-10-08Listing removed--
2023-10-05Listed for rent$4,600
2023-09-28Listing removed--
2023-09-13Price change$4,600
2023-08-17Listed for rent$4,800
2017-09-18Listing removed$3,200
2017-08-29Price change$3,200
2017-08-15Listed for rent$3,300
2015-07-29Sold$615,000
2006-10-12Sold$618,000
2004-03-22Sold$510,000
2003-10-17Sold$458,000
1995-06-07Sold$271,493

For Sale by Agent

AgentMandy Yao
BrokerageColdwell Banker Residential Brokerage-Princeton Jct

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