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28 Garfield Way, Princeton, NJ, 08540

3beds
3baths
1,494sqft
$619,999
$415price/sqft
$4,452/moest. monthly cost
$178,080/yrincome needed

About This Home

Discover this beautiful three-bedroom, two-and-a-half bath Colonial home nestled in the heart of Princeton. This 1,494 square-foot residence offers a perfect blend of comfort and convenience. The home features a one-car attached garage, access to nearby jogging paths and tennis courts, and a low-maintenance lot. What truly makes this home shine is its prime location in Princeton, a town renowned for its blend of small-town charm and big-city accessibility. Within minutes, you can enjoy the vibrant Palmer Square shopping district, filled with boutique stores, renowned eateries. Outdoor enthusiasts will love easy access to the Delaware and Raritan Canal State Park Trail, perfect for hiking, biking, canoeing, and birdwatching, and the top-rated schools nearby. Montgomery Lower Mid School is just a 12-minute drive, while Montgomery High School is also highly regarded. Princeton Charter School, just seven minutes away, offers an excellent K-8 education. Princeton is a thriving community with a rich architectural heritage, blending classic Tudor and Victorian homes with modern construction. With access to major highways and the Princeton Junction rail station, commuting to New York City or Philadelphia is easy. This is more than just a home; it is a gateway to a dynamic lifestyle where education, culture, and recreation come together. Don't miss your chance to be part of this vibrant community.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

10/10
8/10
Montgomery High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Electric,Range/Oven-Gas,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedroom1

  • Level: Second
  • Area: 220

Bedroom2

  • Level: Second
  • Area: 165

Bedroom3

  • Area: 135

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 126

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls,Townhouse-Interior

Heating & Cooling

  • Heating features: Zoned,Electric,Natural Gas
  • Cooling features: Zoned

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,494 sqft

Kitchen

  • Features: Eat-in Kitchen,Separate Dining Area
  • Level: First
  • Area: 322

Living Room

  • Level: First
  • Area: 252

Property

Details

  • Parcel number: 2713370040000000060083
  • Attached to another structure: Yes

Features

  • Levels: Multi Floor Unit

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: .047 AC

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$174$2,088
Property Taxes $950$11,400
Electricity $193$2,318
Total$4,452$53,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,640/yr
40% on housing$133,560/yr
45% on housing$118,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 08540$488
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08540$399
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$624,999
2026-03-05Listed for sale$639,000
2025-11-01Listing removed$635,000
2025-09-21Price change$635,000
2025-08-05Listed for sale$645,000
2025-08-05Pending sale$645,000
2025-08-01Contingent$645,000
2025-07-25Listed for sale$645,000
2007-10-15Sold$325,000
1999-08-25Sold$153,900

For Sale by Agent

AgentRohan Shende
BrokerageCentury 21 Abrams & Associates

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