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46 Harmony St, North Plainfield, NJ, 07060

3beds
2baths
1,260sqft
$440,000
$349price/sqft
$3,255/moest. monthly cost
$130,200/yrincome needed

About This Home

Welcome to 46 Harmony Street, a well maintained Colonial-style home in the heart of North Plainfield - perfect for new homeowners and great for investors. Completely move-in ready, this property offers the perfect blend of classic charm and modern upgrades. Featuring a spacious, updated kitchen with granite countertops, stainless steel appliances, and a movable island with a breakfast bar - perfect for morning coffee or casual dining. Both bathrooms are updated with modern finishes. Upstairs, you'll find three bedrooms and a full bathroom. The walk-up stairs to the attic lead to extra storage potential. In the full basement, you'll find the laundry room as well as utilities and storage space. Out back there's a welcoming patio, ideal for relaxing in nice weather. Commuters take note - direct bus to NYC stops just three blocks away and Plainfield Train Station is also near by. Close to Route 22, you'll have easy access to major highways and plenty of local shopping and dining options. Not located in a flood zone. Don't miss this incredible opportunity to own a turnkey home in a fantastic location!

Getting Around

89
WalkingVery Walkable
48
TransitSome Transit
52
BikeBikeable

Schools

3/10
Somerset SchoolGrades 5-60.2 mi
4/10
2/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Refrigerator,Gas Water Heater
  • Laundry features: Laundry Room,In Basement

Basement

  • Features: Laundry Room, Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Bilco-Style Door,Partially Finished,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Entrance Foyer
  • Flooring: Laminate,Tile

Heating

  • Heating features: Baseboard - Hotwater,Natural Gas

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2714000840000000100000
  • Exclusions: Shed in back yard,tenants' personal property

Features

  • Patio & porch: Patio
  • Exterior features: Sidewalk

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 30 x 78

Parking

  • Parking features: 1 Car Width,Dirt,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$164$1,968
Property Taxes $674$8,088
Electricity $193$2,318
Total$3,255$39,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,600/yr
40% on housing$97,650/yr
45% on housing$86,800/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 07060$320
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 07060$325
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$440,000
2025-07-31Listing removed$2,800
2025-07-26Price change$2,800
2025-07-21Listed for rent$2,830
2025-07-11Listing removed$450,000
2025-06-20Listed for sale$450,000
2021-01-11Sold$300,000
2020-10-27Pending sale$299,900
2020-10-10Listed for sale$299,900
2019-05-17Listing removed$1,850
2019-04-30Listed for rent$1,850
2017-03-13Listing removed$119,900
2017-03-06Price change$119,900
2017-02-09Listed for sale$129,900
2016-08-30Sold$1,000
2016-05-25Listing removed--
2016-05-05Listed for sale--
2016-02-17Listing removed--
2016-01-25Listed for sale--
2015-12-09Listing removed--
2015-10-21Listed for sale--
2004-03-31Sold$175,000

For Sale by Agent

AgentPatric Santo Pietro
BrokerageRe/Max First Realty Ii

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