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215 Grove St, Somerville, NJ, 08876

3beds
4baths
--sqft
$558,000
--price/sqft
$4,008/moest. monthly cost
$160,320/yrincome needed

About This Home

Newly renovated 3-bedroom & 3.5-bathroom single-family home conveniently located minutes to Somerville's vibrant dining scene, boutique shopping, and the direct train to NYC. A charming and welcoming porch creates the curb appeal. Inside, the front foyer opens into a graceful living room that flows seamlessly into a spacious formal dining room. A sun-drenched bonus room offers a versatile sanctuary, perfect for a quiet home office, creative play area, or a bright afternoon retreat. The main level is rounded out by a convenient mudroom providing easy daily access from the driveway, plus a newly added full bathroom.Second level features three bedrooms and two full baths. The walk-up attic and the full basement with a powder room offer endless possibilities for customization and storage. All windows have been replaced in 2026 to provide better insulation and soundproof. Most of the interior doors have been replaced. Two new full baths and the powder room were added in 2021-2022.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

5/10
4/10
Somerville Middle SchoolGrades 6-80.4 mi
4/10
Somerville High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Microwave,Range/Oven-Gas,Refrigerator
  • Laundry features: Laundry Room,In Basement

Basement

  • Features: Bath(s) Other, Laundry Room, Office, Storage Room

Basement

  • Has basement: Yes
  • Basement: Yes,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Sunroom,Bathroom
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: 1 Unit,Radiators - Hot Water,Natural Gas
  • Cooling features: Window Unit(s)

Kitchen

  • Features: See Remarks
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower And Tub

Property

Details

  • Parcel number: 2718001040000000130000

Features

  • Patio & porch: Patio
  • Exterior features: Sidewalk
  • Fencing: Wood

Lot

  • Lot size: 8,712 sqft
  • Features: Level
  • Lot size dimensions: 50 x 170

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,821$33,852
Home Insurance *$139$1,668
Property Taxes $855$10,260
Electricity $193$2,318
Total$4,008$48,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,417/yr
40% on housing$120,240/yr
45% on housing$106,880/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08876$300
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 08876$339
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$598,000
2023-10-20Listing removed--
2021-10-18Sold$380,000
2021-08-07Listed for sale$359,900
2004-06-17Sold$295,000
2001-09-11Sold$189,900
1999-08-24Sold$137,000

For Sale by Agent

AgentJingyi Chen
BrokerageColdwell Banker Realty

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