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27 River Rd, Stanhope, NJ, 07874

5beds
2baths
2,603sqft
$539,000
$207price/sqft
$4,182/moest. monthly cost
$167,280/yrincome needed

About This Home

Beautiful secluded home with privacy feels like vacation, pool, koi pond with waterfalls big yard with a detached 3 car garage and workshop. Dont let this one pass you buy, will sell fast.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • SmokeDet,CODetect,FireExtg,TubShowr,StallShw
  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Baseboard,Gas,Oil
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 2,603 sqft

Property

Details

  • Parcel number: 0400021000000236

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Park,Water,Mountain
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 10
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$183$2,196
Property Taxes $988$11,856
Electricity $286$3,443
Total$4,182$50,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,382/yr
40% on housing$125,460/yr
45% on housing$111,520/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 07874$241
Sussex County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 07874$350
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$625,000
2024-11-27Listing removed--
2024-10-03Listed for sale$629,000
2023-11-06Listing removed--
2023-10-22Listed for sale$575,000
2018-12-05Sold$310,000
2018-07-24Price change$310,000
2018-05-25Price change$312,000
2018-03-14Price change$318,000
2018-01-17Listed for sale$327,500
2017-11-04Listing removed$327,500
2017-08-10Price change$327,500
2017-08-04Listed for sale$345,000

For Sale by Owner

AgentProperty Owner

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