278 Decker Pond Rd, Andover, NJ, 07821
About This Home
Set back on 1.5 +acres, this beautiful oversized ranch is situated on a park like property. Featuring a built-in pool, full walkout basement, attached two-car garage, and an incredible oversized detached garage with loft and is complete with a lift and compressor (both inc). This property presents a rare opportunity for car enthusiasts, hobbyists, contractors seeking workspace and storage. The exterior has vinyl siding, shutters, natural stone retaining walls, walkways, and front steps. Inside, the spacious living room is anchored by a wood-burning fireplace and large bay window. The expansive eat-in kitchen offers granite tops, a center island, abundant cabinetry, and a bright dining area with a bay window overlooking the backyard, plus hardwood floors throughout. The family room has soaring ceilings, a wood-burning stove, and sliding doors leading to the deck and built-in pool, creating the perfect space for both everyday living and entertaining. Plus, just off the family room is a den that can serve as a home office, guest room, or potential fourth bedroom. A nearby full tiled bath offers flexibility for a guest suite. The bedroom wing includes three comfortable bedrooms and a tiled full bath with tub / shower. First floor laundry / mudroom has pantry storage and direct access to the backyard.Recent improvements include a new septic field and lid (2025), new garage doors (2025), newer driveway (2023), and well pump (2019).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Expanded Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Gas
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Yes,Full,Unfinished,Walk-Out Access
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: First
Features
- High Ceilings
- Flooring: Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: 1 Unit,Baseboard - Hotwater,Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,252
- Total interior livable area: 2,252 sqft
Kitchen
- Features: Kitchen Island,Eat-in Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 2808000340000000110001
Features
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck
Lot
- Lot size: 1.56 Acres
- Features: Open Lot
- Lot size dimensions: 1.556 AC
Parking
- Total spaces: 4
- Parking features: 1 Car Width,Asphalt,Built-In Garage,Detached Garage,Oversized
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $1,187 | $14,244 |
| Electricity | $248 | $2,978 |
| Total | $4,806 | $57,672 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $625,000 |
| 2026-06-22 | Pending sale | $625,000 |
| 2026-06-08 | Listed for sale | $625,000 |
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