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129 Bell Ave, Hopatcong, NJ, 07843

3beds
2baths
1,380sqft
$475,000
$344price/sqft
$3,614/moest. monthly cost
$144,560/yrincome needed

About This Home

Lake Living Starts Here! Turnkey home, where recreation & convenience are just outside your door. Enjoy seasonal lake views & the opportunity to join the sought-after Crescent Beach Club, offering swimming, a sandy beach, playground, snack bar, the option to obtain a boat slip (fee applies) all just a short stroll away. Walk to downtown restaurants, shops, local parks, nearby township tennis/pickleball courts, hiking and biking trails, golf courses, and premier ski resorts provide year-round recreation. Inside, you'll find an updated eat-in kitchen, renovated baths, and a spacious living room centered around a wood-burning fireplace. A french door opens to an 11' x 14' Trex deck overlooking the private, level backyard, perfect for entertaining, gardening, or relaxing. Charming covered front & side porches extend your outdoor living space. Additional features include vinyl replacement windows, a newer roof, propane forced-air heat, central air conditioning, upgraded electrical service with generator hookup, and a full unfinished walk-out basement offering abundant storage. The flexible floor plan includes two first-floor bedrooms and a second level featuring an additional bedroom plus a private office ideal for today's work-from-home lifestyle. Complete with two driveways, a one-car garage, storage shed, and ample off-street parking, this exceptional property offers the perfect blend of comfort, convenience, and the sought-after Lake Hopatcong lifestyle!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
3/10
Hopatcong High SchoolGrades 8-121.1 mi

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Electric,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Storage Room, Utility Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished

Bedroom1

  • Level: Second
  • Area: 180

Bedroom2

  • Level: First
  • Area: 99

Bedroom3

  • Level: First
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Office,Foyer,Storage Room
  • Window features: Thermal Windows/Doors,Blinds,Drapes
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Gas-Propane Leased
  • Cooling features: 1 Unit,Central Air

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 120

Living Room

  • Level: First
  • Area: 247

Property

Details

  • Parcel number: 2812306010000000100000
  • Zoning description: Residential

Features

  • Patio & porch: Deck,Open Porch(es)
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View

Lot

  • Lot size: 6,534 sqft
  • Features: Level
  • Lot size dimensions: 50 x 135 IRR

Parking

  • Total spaces: 4
  • Parking features: 1 Car Width,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$132$1,584
Property Taxes $888$10,656
Electricity $193$2,318
Total$3,614$43,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,908/yr
40% on housing$108,420/yr
45% on housing$96,373/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 07843$320
Sussex County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 07843$342
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$475,000
2024-09-03Sold$375,000
2024-08-24Pending sale$385,000
2024-07-03Price change$385,000
2024-06-07Price change$399,900
2024-05-01Listed for sale$419,900

For Sale by Agent

AgentKathleen Courter
BrokerageRe/Max House Values

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