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3 Nice Pl, Hopatcong, NJ, 07843

4beds
3baths
2,176sqft
$559,000
$257price/sqft
$4,265/moest. monthly cost
$170,600/yrincome needed

About This Home

Welcome to the desirable Elba Point section of Hopatcong, where everyday living meets a year-round lake lifestyle with a community beach club and marina minutes away. Set on approximately .20 acres, this spacious 4-bedroom, 3-bath bi-level offers approximately 2,176 square feet designed for both comfort and flexibility. High ceilings, beam accents, skylights, and a wood-burning fireplace create warmth and character throughout the home, while the versatile layout offers ideal space for guest accomodations, flexible lower-level living or today's work-from-home needs. The home also features an eat-in kitchen, formal dining room, ductless split A/C, public water, a 2-car attached garage with inside entrance, deck, workshop area, storage shed, and generator hookup.Located in the Elba Point lake community near the Elba Point Beach Club and marina area, residents have the opportunity to enjoy optional membership access to beach, boating, swimming, and community activities. Lake Hopatcong New Jersey's largest lake is known for its vibrant boating lifestyle, offering opportunities for power boating, pontoon cruising, jet skiing, kayaking, fishing, and waterfront dining. Spend weekends exploring lakeside restaurants, marinas, and scenic coves, all while enjoying the convenience of nearby shopping, commuter routes, and Hopatcong State Park. This home offers the perfect blend of space, lifestyle, and year-round recreation in one of the area's most sought-after lake communities.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

3/10
3/10
Hopatcong High SchoolGrades 8-122.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Electric,Refrigerator,Washer/Dryer Stacked,Washer,Water Filter

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Dining Room
  • Level: Second

Family Room

  • Level: First

Features

  • Bathroom,Utility Room
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Thermal Windows/Doors,Skylight(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Electric,Oil Tank Above Ground - Inside,Wood
  • Cooling features: 3 Units,Ductless Split AC

Interior Area

  • Total structure area: 2,176
  • Total interior livable area: 2,176 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Second

Living Room

  • Level: Second

Master Bathroom

  • Features: Stall Shower

Property

Accessibility

  • Accessibility features: Handicap Modified

Details

  • Parcel number: 2812317050000000010000
  • Zoning description: Res
  • Other equipment: Generator-Hookup

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Exterior features: Curbs
  • Fencing: Metal Fence

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: .20

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$155$1,860
Property Taxes $1,045$12,540
Electricity $239$2,878
Total$4,265$51,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,228/yr
40% on housing$127,950/yr
45% on housing$113,733/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 07843$321
Sussex County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 07843$342
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$559,000
2026-05-13Listed for sale$595,000
1997-01-02Sold$157,500

For Sale by Agent

AgentLisa Fraser
BrokerageKeller Williams Integrity

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