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138 River View Way, Montague, NJ, 07827

3beds
2baths
75,794sqft
$395,000
$5price/sqft
$11,233/moest. monthly cost
$449,320/yrincome needed

About This Home

Escape to Your Private Oasis in Montague, NJ! Discover your own slice of heaven in this custom-built 2002 Cape Cod, beautifully situated on a large, private 1.75-acre lot. Brimming with charm at every turn, this 3-bed, 2-bath gem welcomes you with stunning wide pine plank floors, a cozy screened porch, and a private patio. The first floor primary BR and large full bath make this a great property for downsizing yet maintaining plenty of room for visitors upstairs. The incredibly spacious and bright public spaces and bedrooms are flooded with natural light, offering a wonderfully airy and inviting atmosphere throughout. Offering unmatched peace and serenity, this property is highly accessible to Route 206 and I-84, providing a seamless trip to Midtown Manhattan in under two hours, ideal for hybrid workers or an effortless weekend getaway. You will also appreciate the top-tier Montague and High Point Regional School Districts. Enjoy the ultimate lifestyle balance with historic Milford, PA just minutes away for boutique shopping and fine dining, while the surrounding area serves as a premier playground for hiking, kayaking and white-water rafting. Whether you seek a cost-efficient primary residence or a serene second-home retreat, this turn-key property offers ultimate value, luxury, and market appeal. Home is beong sold strictly AS IS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Montague Township SchoolGrades PK-81.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Features: Laundry,Leisure,Utility

Basement

  • Has basement: Yes
  • Basement: Yes,Full

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,See Remarks
  • Fireplace: Yes

Heating

  • Heating features: Baseboard - Electric,Electric

Interior Area

  • Total structure area: 75,794
  • Total interior livable area: 75,794 sqft

Kitchen

  • Features: Kitchen Island,Country Kitchen,Not Eat-In Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower And Tub

Property

Details

  • Parcel number: 2814000160010000190000
  • Zoning description: R-5

Features

  • Patio & porch: Enclosed Porch(es),Patio

Lot

  • Lot size: 1.75 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 1.740 ACS

Parking

  • Parking features: 2 Car Width,Driveway-Exclusive,Unpaved,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$157$1,884
Property Taxes $724$8,688
Electricity $8,355$100,261
Total$11,233$134,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$385,131/yr
40% on housing$336,990/yr
45% on housing$299,546/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$5This listing

vs Other Active Listings

Avg $/sqft

ZIP 07827$205
Sussex County$267

vs Homes Sold Last Month

Median $/sqft

ZIP 07827$246
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$395,000
2026-07-08Listed for sale$395,000
2000-11-29Sold$15,000

For Sale by Agent

AgentRebecca M. Day
BrokerageProminent Properties Sir

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