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17 Ridge Rd, Stanhope, NJ, 07874

2beds
1baths
1,101sqft
$299,000
$272price/sqft
$2,353/moest. monthly cost
$94,120/yrincome needed

About This Home

Welcome to this charming 2-Bedroom Ranch that captures the warmth & character of a lakeside cottage with the comfort of easy one-floor living. From the moment you arrive, you'll appreciate the inviting atmosphere & peaceful setting that makes this home truly special. Inside, you'll find two fireplaces that create a warm and cozy ambiance throughout the home. The Living Room offers a welcoming space to relax, while the stunning fieldstone fireplace in the Dining Area serves as a beautiful focal point, adding timeless character and rustic charm. The first-floor laundry provides everyday convenience, and the three-season room offers the perfect place to unwind while enjoying views of the yard. Step outside onto the deck and immerse yourself in a garden lover's paradise. The level yard is filled with colorful wildflowers, charming stepping-stone pathways, and thoughtfully designed garden spaces that invite you to slow down and enjoy nature. A dedicated gardener's shed and an additional storage shed provide plenty of room for tools, hobbies, and outdoor equipment. The attached one-car garage has been divided to create a workshop and storage area but can easily be converted back into a full garage if desired. Additional highlights include Natural Gas, Central Air, Public Water, and Public Sewer. Whether you're searching for your first home, downsizing, or looking for a peaceful retreat with the charm of an expanded cabin, this unique property is ready to welcome you home.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Valley Road SchoolGrades PK-80.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Expanded Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Level 1

Basement

  • Features: Storage Room, Utility Room, Walkout

Basement

  • Has basement: Yes
  • Basement: Yes,Crawl Space,Unfinished,Walk-Out Access

Bedroom1

  • Level: First
  • Area: 88

Bedroom2

  • Level: First
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 182

Features

  • Florida/3Season
  • Flooring: Tile,Vinyl-Linoleum,Wood
  • Number of fireplaces: 2
  • Fireplace features: Dining Room,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Natural Gas
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 1,101
  • Total interior livable area: 1,101 sqft

Kitchen

  • Features: Eat-in Kitchen,Separate Dining Area
  • Level: First
  • Area: 154

Living Room

  • Level: First
  • Area: 276

Property

Details

  • Parcel number: 2819110050000000040000
  • Zoning description: Residential

Features

  • Patio & porch: Deck,Enclosed Porch(es),Open Porch(es)

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 50 x 200

Parking

  • Total spaces: 1
  • Parking features: 1 Car Width,Off Street,Attached Garage,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$101$1,212
Property Taxes $548$6,576
Electricity $193$2,318
Total$2,353$28,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,674/yr
40% on housing$70,590/yr
45% on housing$62,746/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 07874$245
Sussex County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 07874$350
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$299,000
2026-07-22Listed for sale$299,000
2020-10-09Sold$209,000
2020-08-18Listed for sale$209,900
2016-09-15Sold$126,000
2016-07-19Price change$135,000
2016-06-17Listed for sale$145,000
2011-11-02Sold$115,000
2011-08-20Listed for sale$124,900

For Sale by Agent

AgentTamblyn Abrusci
BrokerageRe/Max Heritage Properties

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