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4232 Montagu Avenue, Vero Beach, FL, 32967

3beds
3baths
2,368sqft
$943,775
$399price/sqft
$6,693/moest. monthly cost
$267,720/yrincome needed

About This Home

3-bedroom, den, 3 bath pool home, A dramatic 12'8'' foyer ceiling and coffered ceilings. 8 ft solid core interior doors and an 8 ft dining room window enhance the home's spacious feel. Gourmet kitchen, quartz island, premium appliances, and the convenience of natural gas cooking-a chef's dream! Expansive 10 ft impact sliding glass doors creates a stunning wall of glass that fills the home with natural light while offering effortless access to the outdoors. The view opens to a spacious covered patio, with travertine decking, Pool with a screen enclosure.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
7/10
Gifford Middle SchoolGrades 6-80.9 mi
5/10
Vero Beach High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Concrete,Flat,Tile
  • Construction materials: Block,Stucco

Other

  • Builder model: Amaryllis
  • Builder name: GHO Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Range,Gas Water Heater,Microwave,Oven,Refrigerator,Water Heater
  • Laundry features: Inside,Laundry Tub,Washer Dryer Install Allowed

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Den

  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Features

  • Attic,Breakfast Area,Dual Sinks,Entrance Foyer,High Ceilings,Kitchen Island,Kitchen/Dining Combo,Main Level Primary,Pantry,Pull Down Attic Stairs,Separate Shower,Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric,Heat Strip
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,317
  • Total interior livable area: 2,368 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 11 X 14

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 9 X 6

Living Room

  • Level: Main
  • Area: 360
  • Dimensions: 18 X 20

Master Bedroom

  • Level: Main
  • Area: 238
  • Dimensions: 14 X 17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 32392600023000000015.0
  • Zoning: RM-6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Pool
  • Waterfront features: None

Lot

  • Lot size: 7,405 sqft
  • Features: Sprinklers Automatic,Sprinkler System,< 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,772$57,264
Home Insurance *$1,031$12,372
Property Taxes $652$7,824
Electricity $238$2,859
Total$6,693$80,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,474/yr
40% on housing$200,790/yr
45% on housing$178,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 32967$245
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32967$233
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$943,775
2026-05-01Price change$875,900
2026-03-28Price change$943,775
2026-03-16Price change$942,775
2026-03-10Price change$932,775
2026-02-07Price change$942,775
2026-01-05Price change$932,775
2025-09-27Listed for sale$927,775

New Construction

AgentLisa D Krynski
BrokerageThe GHO Homes Agency LLC

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