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25 Ivy Pl, Vernon, NJ, 07418

3beds
2baths
1,560sqft
$449,900
$288price/sqft
$3,458/moest. monthly cost
$138,320/yrincome needed

About This Home

Beautiful mountain views and peaceful country living await in this inviting three-bedroom, two-full-bath split-level home located in the Vernon Valley Lake community. The bright, open-concept kitchen, living, and dining area creates a comfortable setting for everyday living and entertaining. Offering approximately 1,560 square feet of living space, the home also features a spacious family room and a functional multi-level layout. A brand-new furnace provides added comfort, efficiency, and peace of mind for the next owner. Additional highlights include a private primary bedroom with a full bathroom, a one-car built-in garage, ample driveway parking, and a manageable 0.30-acre property. Enjoy Vernon's natural beauty and year-round recreational lifestyle, with convenient access to skiing, hiking, golf, lakes, shopping, and local schools. FHA, VA, conventional, and cash purchasers are welcome, subject to lender and property qualification requirements.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
7/10
Vernon Twp High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven-Electric,Refrigerator,See Remarks,Water Filter,Electric Water Heater,Water Heater (See Remarks)

Basement

  • Basement: None

Bedroom1

  • Level: Second
  • Area: 132

Bedroom2

  • Level: First
  • Area: 144

Bedroom3

  • Level: Ground
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second

Family Room

  • Level: Ground
  • Area: 209

Features

  • Family Room,Utility Room,Walkout
  • Flooring: Laminate
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 1 Unit,Baseboard - Hotwater,Oil Tank Above Ground - Outside
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Features: See Remarks,Separate Dining Area
  • Level: Second
  • Area: 169

Living Room

  • Level: Second
  • Area: 169

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2822001940000000080000

Features

  • Levels: Multi/Split,Split Level
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: .298 AC

Parking

  • Total spaces: 4
  • Parking features: 1 Car Width,Asphalt,Attached Garage,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$117$1,404
Property Taxes $874$10,488
Electricity $193$2,318
Total$3,458$41,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,560/yr
40% on housing$103,740/yr
45% on housing$92,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 07418$442
Sussex County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 07418$254
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$3,100
2026-08-02Listed for rent$3,200
2026-07-22Price change$449,900
2026-07-14Listed for sale$459,900
2025-07-25Sold$400,000
2025-06-18Pending sale$379,000
2025-05-20Price change$379,000
2025-05-07Listed for sale$399,000
2023-04-11Listing removed--
2023-01-11Price change$250,000
2022-12-01Pending sale$249,000
2022-10-04Listed for sale$249,000
2022-02-22Listing removed--
2022-02-16Listed for sale$269,999
2022-01-19Contingent$269,999
2022-01-04Price change$269,999
2021-11-10Price change$279,000
2021-09-23Listed for sale$285,000
2021-09-16Listing removed--
2021-09-07Listed for sale$285,000
2020-10-16Sold$255,440
2020-07-11Pending sale$248,000
2020-06-18Price change$248,000
2020-06-04Listed for sale$250,000
2019-07-30Listing removed$249,900
2019-06-01Listed for sale$249,900

For Sale by Agent

AgentSydney M. White
BrokerageIdentity Properties

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