See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4 Spruce Ct, Highland Lakes, NJ, 07422

5beds
2baths
2,302sqft
$625,000
$272price/sqft
$4,875/moest. monthly cost
$195,000/yrincome needed

About This Home

Peninsula Haven - Welcome to lakefront living in Barry Lakes, a private Vernon Township lake community surrounded by natural beauty and year-round recreation. Set on a low-traffic cul-de-sac peninsula with 228 feet of lake frontage, this TRUE 5-bedroom, 2-bath home offers privacy, expansive water views, an inground pool, and two docks for easy lake access. A fenced front yard with mature privacy hedges leads to a covered entry and welcoming foyer. Inside, the living room centers around a charming brick fireplace before flowing into the dining area and kitchen. Toward the rear of the home, a bright vaulted sunroom wrapped in warm wood walls, skylights, and walls of windows captures sweeping 180-degree lake views and opens directly to the newer deck and pool area an ideal setting for quiet mornings, summer gatherings, and sunset evenings by the water. The main level includes three bedrooms, a full bath, mudroom, and an additional full bathroom, while the upper level offers two generous bedrooms with vaulted ceilings. Outside, enjoy off-street parking, a pool shed, lakefront lawn space, and the peaceful feel of a true retreat. Recent updates include a newer roof, 2021 deck, 2026 pool pump, water heater May 2025, and septic inspected and serviced in 2026. Barry Lakes offers lakes, beaches, clubhouse, playground, ball field, basketball court, and community-maintained roads, with Wawayanda State Park, the Appalachian Trail, Crystal Springs Resort, and Warwick, NY nearby.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
7/10
Vernon Twp High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Lakestyle,Expanded Ranch,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Range/Oven-Electric,Refrigerator,Washer,Water Filter,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Yes,Bilco-Style Door,Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Electric,Heat Pump,Electric
  • Cooling features: Ductless Split AC

Interior Area

  • Total structure area: 2,302
  • Total interior livable area: 2,302 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2822000870000000020000
  • Exclusions: Chandeliers over kitchen table and in lake room.

Features

  • Private pool: Yes
  • Pool features: In Ground,Liner
  • Patio & porch: Deck
  • Exterior features: Dock
  • Fencing: Privacy
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront,Lake Privileges

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: .361 AC

Parking

  • Total spaces: 4
  • Parking features: 1 Car Width,Additional Parking,Asphalt,Driveway-Exclusive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$210$2,520
Property Taxes $1,252$15,024
Electricity $253$3,045
Total$4,875$58,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,142/yr
40% on housing$146,250/yr
45% on housing$130,000/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 07422$216
Sussex County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 07422$299
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$625,000
2026-06-25Pending sale$625,000
2026-06-11Price change$625,000
2026-05-14Listed for sale$649,000
2022-11-08Sold$22,000
2022-10-18Pending sale$22,000
2022-08-05Listed for sale$22,000
2018-09-10Sold$13,660
2018-08-24Pending sale$18,000
2018-03-12Price change$18,000
2017-10-30Listed for sale$20,000
2012-11-30Sold$223,400
2012-08-08Listing removed$259,900
2012-07-04Price change$259,900
2012-05-06Price change$274,000
2012-04-11Listed for sale$279,000
2001-04-25Sold$181,000

For Sale by Agent

AgentCarly Ebers
BrokerageRidge & Valley Re Corp

Similar Homes