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18 Decker Pond Rd, Vernon, NJ, 07461

2beds
1baths
1,102sqft
$234,500
$213price/sqft
$1,948/moest. monthly cost
$77,920/yrincome needed

About This Home

Lake Life beckons and this Lake Wallkill home could be just what you are looking for to begin that journey. Whether an investor or a first-time home buyer, potential abounds with many big-ticket items already taken care of for you.New roof 2022, furnace 2022, septic end of 2021.Now your journey begins when you pull into the half-moon oversized driveway and perhaps plug your car into the EV/RV charger.As you enter the house you will choose the ground floor entrance into the kitchen or the 1st floor entrance off the deck leading into the foyer and family room with cathedral ceilings. Wrapping up the 1st floor you have the secondary bedroom, main bathroom with jetted tub, and primary bedroom with a walk-in closet complete with wooden built-ins to organize your life. Back downstairs you have the living/dining room combo along with the laundry area, utility room, and then back to the kitchen. This galley style kitchen dead ends with the sink and ample counter space looking over your yard and expansive driveway. Step out into your over a quarter acre yard and walk the 5-10 minutes down to the community beach. Views in this neighborhood are what inspire poems, paintings, and songs. With beauty of all seasons demanding you slow down and enjoy your stay nestled in Sussex County's Pochuck Mountains. Welcome Home!*Subject to third party approval; this is a short sale.**Buyer responsible for CO and water test.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Cedar Mountain SchoolGrades K-11.8 mi
5/10
7/10
Vernon Twp High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt Shingle,Flat
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Lakestyle
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Kitchen Exhaust Fan,Microwave,Range/Oven-Electric,Refrigerator,Washer/Dryer Stacked,Electric Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Living/Dining Combo

Family Room

  • Level: First

Features

  • Living/Dining Room,Bathroom,Foyer,Kitchen
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Blinds
  • Flooring: Carpet,Stone,Tile,Wood

Heating

  • Heating features: 1 Unit,Zoned,Gas-Propane Owned

Interior Area

  • Total structure area: 1,102
  • Total interior livable area: 1,102 sqft

Kitchen

  • Features: Separate Dining Area
  • Level: Ground

Property

Details

  • Parcel number: 2822002670000000910000
  • Exclusions: Personal belongings.

Features

  • Patio & porch: Deck
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.28 Acres
  • Features: Wooded
  • Lot size dimensions: .275 AC

Parking

  • Parking features: 2 Car Width,Asphalt,Circular Driveway,Driveway-Exclusive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,185$14,220
Home Insurance *$85$1,020
Property Taxes $485$5,820
Electricity $193$2,318
Total$1,948$23,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,788/yr
40% on housing$58,440/yr
45% on housing$51,946/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 07461$278
Sussex County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 07461$246
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Pending sale$234,500
2026-02-06Listed for sale$234,500
2026-02-05Listing removed$274,000
2025-11-14Listed for sale$274,000
2021-12-17Sold$192,000
2021-10-10Contingent$179,900
2021-06-07Price change$179,900
2021-04-02Listed for sale$175,000
2020-10-28Listing removed$169,000
2020-10-07Price change$169,000
2020-08-29Listed for sale$175,000
2018-11-18Listing removed$169,000
2018-08-25Price change$169,000
2018-07-17Listed for sale$175,000
2017-12-19Listing removed$1,250
2017-12-16Listing removed$179,900
2017-11-29Listed for rent$1,250
2017-09-26Listed for sale$179,900
2003-09-06Sold$160,000
2001-05-08Sold$89,000

Pre-Foreclosure - For Sale by Agent

AgentThomas Neville
BrokerageRealty Executives First Class

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