12 Cliffside Ter, Sussex, NJ, 07461
About This Home
Tucked away on a quiet stretch of Cliffside Terrace in Vernon, this home offers something many buyers don't expect to find peace of mind. From the moment you arrive, there's a sense of calm here. Inside, the home is designed for easy, everyday living. Thoughtfully arranged spaces for this 2-bedroom and 1-full bath make it easy to relax, entertain, or work from home without feeling crowded. Natural light fills the rooms, and a fireplace creates a warm and welcoming atmosphere throughout. A large basement offers lots of storage space and a nice laundry area. An added advantage this property comes fully furnished, making your transition seamless from day one. For buyers thinking ahead, it also presents a future opportunity as a potential Airbnb or short-term rental after two years of ownership. With Vernon's year-round appeal, from skiing in the winter to hiking and outdoor activities in the warmer months, it's a property that can evolve with your goals.Location matters, and Vernon continues to be one of Sussex County's most desirable areas. With proximity to Mountain Creek Resort, Crystal Springs Resort, and the scenic trails of Wawayanda State Park, this home offers not just a place to live, but a lifestyle supported by everything the area has to offer. Buyers continue to recognize the value and charm of this community.HOA includes the beach, roads, and snow removal.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range/Oven-Electric,Refrigerator,Washer,Electric Water Heater
- Laundry features: In Basement
Basement
- Features: Laundry Room, Storage Room, Utility Room, Workshop
Basement
- Has basement: Yes
- Basement: Yes,Bilco-Style Door,Unfinished
Bedroom1
- Level: First
- Area: 187
Bedroom2
- Level: First
- Area: 135
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Living/Dining Combo
- Level: First
- Area: 117
Features
- Cathedral Ceiling(s),High Ceilings,Sunroom
- Window features: Blinds,Drapes,Skylight(s),Window Treatments
- Flooring: Laminate,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard - Hotwater,Oil Tank Above Ground - Inside
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 956
- Total interior livable area: 956 sqft
Kitchen
- Features: Country Kitchen,Pantry
- Level: First
- Area: 90
Living Room
- Level: First
- Area: 132
Master Bathroom
- Features: Tub Shower
Property
Details
- Parcel number: 2822002730000000860000
- Zoning description: residential
- Exclusions: The seller will be taking some personal belongings. Pictures & nicnaks
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Lake/Water View
- Has water view: Yes
- Water view: Lake/Water View
Lot
- Lot size: 0.28 Acres
- Features: Wooded
- Lot size dimensions: .279 AC
Parking
- Parking features: 2 Car Width,Crushed Stone
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $607 | $7,284 |
| Electricity | $193 | $2,318 |
| Total | $2,419 | $29,028 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $320,000 |
| 2026-04-12 | Listed for sale | $325,000 |
| 2022-08-12 | Sold | $215,000 |
| 2022-04-16 | Listed for sale | $199,900 |
| 2005-05-05 | Sold | $190,000 |
| 2001-10-04 | Sold | $95,000 |
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